Credit Cards

[charyot77]

Maybe I'm just not looking hard enough but I was under the impression that the (vanilla) Blue card (not the BCE or BCP) accrues regular MR points.  However, on some sites I've seen that the card actually accrues MRE points.

Which is it?  I'm starting to think I should have just gone for the BCE, but I was worried about even getting accepted so I went with what I thought would get the easiest approval.

[jamesdwi]

the generic blue earns MRE's.  

[andre181]

MRE but if you have another card that gets MR points, then your Blue will earn MR points. At least that's how it worked with my Blue and PRG.

[charyot77]

Ok, thanks.

I was approved for both a Zync and a (regular) Blue.  I guess I'll hold onto these cards for a year and switch to a BCE when I'm allowed to.

[tacaza]

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I was able to PC my Blue to BCE at the 3 months mark by sending Amex a secure message. It's weird that all the CSRs that I was on the phone with told me that PC only possible after 1 year. You might want to message them.

[Smerri1029]

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charyot77 wrote:

Ok, thanks.

I was approved for both a Zync and a (regular) Blue.  I guess I'll hold onto these cards for a year and switch to a BCE when I'm allowed to.

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You're allowed to PC to a BCE now. You don't have to wait a year to go from one fee-free card to another.

[Koop10010]

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charyot77 wrote:

Ok, thanks.

I was approved for both a Zync and a (regular) Blue.  I guess I'll hold onto these cards for a year and switch to a BCE when I'm allowed to.

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You can PC from Blue to BCE whenever, I did it after about a month.  Be aware though, that while the Blue only earns MRE points, you can stockpile them for awhile and then apply for a Green or better and all your points will be transformed into regular MR points.

[bribro]

If you have a BCE and a Blue Sky, can you merge one into the other to get a larger credit line?