CWCID - Thanks for the extra clarification on that.
BeammeUp- More helpful info as usual thank you.
A man walks into a bar carrying a pair of jumper cables. The bartender says.............
"Hey! Don't be coming in here if your gonna' start something."
A ham sandwich goes into this bar and orders a beer, and the bartender says....
"Sorry...we don't serve food here!"
No, Visa/MC/AMEX/Discover etc make no difference to your credit. However, a non-branded store card does make a small difference verses one that's branded with one of those logos.
Hi Cryostasis...can you tell me what evidence you've seen for this statement?
Hi Cryostasis - check out the guinea pig postings - they were able to verify no point advantage to having a merchant card. (That keeps life simple, huh?)
And also a note that FICO is only looking for one bank/national cc - as long as you have at least one, you will be keeping FICO happy. Bank/national cc's are in the same category as far as FICO is concerned.So I currently have:USAA MCUSAA AmexAmex GoldPenFed VISADo any of these qualify as a bank/national CC? If not howe much of a ding do you think it is?