Valued Contributor
Posts: 1,534
Registered: ‎11-10-2012

Re: Does time in the garden increase your CLs on new cards in the long run?

enharu wrote:
If both of them had a number of recent inquiries and new accounts, and person A applied before those new inquiries and accounts become >1 year, he will have a lower CL and approval odds compared to B, who chose to give the new accounts time to age and also for inquiries to become older


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