@tcbofade Thank you so much for your input this is a great idea and I am going to try it!
@parakleet its not unethical, i don't use the card for myself and never have, we use the card to purchase clothing occasionally for his mother who lives overseas. Since she is the same clothing and shoe size as me I will often go without him to "try on the items" and purchase them to send to her. Thats the only reson for haviing me as an Au on the card at all.
@MissCredit9
Actually, I don't think it's relevant that you don't use the card for yourself. Plenty of people use the AU method to build credit history for a relative but don't give them access to the physical card or the account. The fact that you admit that you do use the card contradicts the idea of "disputing" the item on your report. If you don't want to be an AU and someone added you as one without your consent, that would be a different matter of course. But when you consent to being an AU on an account( regardless what the purpose is) I don't see how it would be ethical to dispute the AU on your report. But hey, people obviously have different comfort levels with how they want to control what's on their credit report.
Actually, I don't think it's relevant that you don't use the card for yourself. Plenty of people use the AU method to build credit history for a relative but don't give them access to the physical card or the account. The fact that you admit that you do use the card contradicts the idea of "disputing" the item on your report. If you don't want to be an AU and someone added you as one without your consent, that would be a different matter of course. But when you consent to being an AU on an account( regardless what the purpose is) I don't see how it would be ethical to dispute the AU on your report. But hey, people obviously have different comfort levels with how they want to control what's on their credit report.