Does your Lending Club report to CRA's?

[jasonkm1]

So far I'm three payments in and my loan is still not showing up on any of my credit reports. Don't know if this is good or bad. Anyone here recently got a loan from them, and has it reported?

[yellowcake]

Mine started reporting to Transunion about 3 months after the loan was issued.

[NonSufficientFunds]

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@jasonkm1 wrote:

So far I'm three payments in and my loan is still not showing up on any of my credit reports. Don't know if this is good or bad. Anyone here recently got a loan from them, and has it reported?

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This is an interesting question - I would also like to know whether such a loan from Lending Club or Prosper would be reported as an "installment loan" (which would help with the "types of credit" account mix), and if they will report to all three major credit reporting agencies.

[jasonkm1]

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@yellowcake wrote:
Mine started reporting to Transunion about 3 months after the loan was issued.

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I guess mine will be showing up soon -- did they only report to TU?

[john398]

Mine just started reporting to EQ so now its reporting to all 3

[UpNComing]

Lending Club reports to all 3 as an unsecured loan.

[Nstark]

I can confirm that Lending Club just started reporting to Equifax. It was a shock when I saw it on there. Had the account for almost 14 months with it just reporting on EX and TU.

[n0smirc]

All three CRA's for me, took a few months to show up.

[creditlady]

Wow 14 months? That's not good because you get hurt for a new account that isn't even new

[Anonymous]

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creditlady wrote:
Wow 14 months? That's not good because you get hurt for a new account that isn't even new

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I would think it reported as a 14 month old account once it reported. Just because it took that long to finally report doesn't mean it didn't backdate the months it was already paid.