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Dollar Bank Visa NOT reporting on TU

Senior Contributor

Dollar Bank Visa NOT reporting on TU

for my husband.  It's an account with $5k limit, owe $460.  Good Standing, two lates about three years ago (30 days).  Should I call them and ask about reporting on TU?  Will they backdate from the beginning of the account OR backdate a year?  I don't want those two lates to show up.  It would really help with his utilization, bringing it down quite a bit.

 

Poke the bear, or leave it be? 

1 REPLY
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Valued Contributor

Re: Dollar Bank Visa NOT reporting on TU

Which will create the greater issue? The TL for utilization, or the reporting of two 30's over a few years old? I doubt you'd take a hit for old lates, in exchange for 5k reporting. I could be wrong?!?!