11-06-2007 04:54 PM
Anderson wrote:Bah, Humbug!Come to my house and you won't be Scrooge anymore. Everyone LOVES to come to my house at Christmas- yes, I am one of those crazy people who every year add another lawn decoration to the collection- I have a million lights up and around...and I decorate my inside like it is a Christmas wonderland- every single room gets done with decorations and three of the four rooms get a tree and the kitchen too-people are like kids in candy shops when they come over to look at all the decorations I do-and I don't even have kids!!!Want some badly- DH too. Maybe Santa and Jesus will bless us this year.
11-06-2007 05:20 PM
11-07-2007 05:28 AM
11-07-2007 06:48 AM
11-07-2007 08:39 AM
11-07-2007 09:06 AM
11-07-2007 09:39 AM
11-07-2007 10:23 AM
11-07-2007 10:26 AM
11-07-2007 10:48 AM
Oh my Lord, do I know what you're going through. I have anxiety attacks about my balances. Collectively I've got about $7,000 in CC debt. I wish I had a money tree...
turninganewleaf wrote:Am I the only one that after many years of NOT having any open CC's but paying off those balances for several months and finally getting them to $0 and now having 3 active cards (which I've managed to PIF on all 3 - one I've had for the past year and the other two I've had a couple of months)?I'm so afraid I'll fall back into the "oh, i'll just charge and save my cash and pay later", mentality. I was my own worst enemy back then!
I freak out now if my balance gets over $100 just simply because I'm afraid $100 will quickly turn into $1000 again - which I would not be able to PIF in one month. I know the sleigh center isn't where I need to be, but should we start another thread for those like me who are "afraid to use my cc's"! Ha!So far I've done well but I'm afraid what this holiday season may bring!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.