11-06-2007 04:54 PM
Anderson wrote:Bah, Humbug!Come to my house and you won't be Scrooge anymore. Everyone LOVES to come to my house at Christmas- yes, I am one of those crazy people who every year add another lawn decoration to the collection- I have a million lights up and around...and I decorate my inside like it is a Christmas wonderland- every single room gets done with decorations and three of the four rooms get a tree and the kitchen too-people are like kids in candy shops when they come over to look at all the decorations I do-and I don't even have kids!!!Want some badly- DH too. Maybe Santa and Jesus will bless us this year.
11-06-2007 05:20 PM
11-07-2007 05:28 AM
11-07-2007 06:48 AM
11-07-2007 08:39 AM
11-07-2007 09:06 AM
11-07-2007 09:39 AM
11-07-2007 10:23 AM
11-07-2007 10:26 AM
11-07-2007 10:48 AM
Oh my Lord, do I know what you're going through. I have anxiety attacks about my balances. Collectively I've got about $7,000 in CC debt. I wish I had a money tree...
turninganewleaf wrote:Am I the only one that after many years of NOT having any open CC's but paying off those balances for several months and finally getting them to $0 and now having 3 active cards (which I've managed to PIF on all 3 - one I've had for the past year and the other two I've had a couple of months)?I'm so afraid I'll fall back into the "oh, i'll just charge and save my cash and pay later", mentality. I was my own worst enemy back then!
I freak out now if my balance gets over $100 just simply because I'm afraid $100 will quickly turn into $1000 again - which I would not be able to PIF in one month. I know the sleigh center isn't where I need to be, but should we start another thread for those like me who are "afraid to use my cc's"! Ha!So far I've done well but I'm afraid what this holiday season may bring!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO