I see these posts where people are shocked that Macy's dropped thier CL. Let me draw a comparison. In my busimess we issue commercial customers credit, but if you don't order after one year, we have to treat you like a new credit applicant, I mean, what do you expect? A lot can change to a person's credit profile after one year. If you don't use your card forX months, they will reevaluate and get your attentiuon. Thats why Macy's says HP required to get larger CL reinstated. It's not rocket science. TU 747 EQ 741 EX 723 10 ACCTS $28000 total CL AAOA 12 months 5% Utlilization.