Reply
Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Don't become an app addict.

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
dodgerslv
Posts: 1,834
Registered: ‎06-16-2012
0

Re: Don't become an app addict.


Dustink wrote:

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.


I hear ya Dustin but you do have a great siggy lineup! The good news as you know is that those score will eventually go up as time passes by.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 9.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Don't become an app addict.

It's the computer

 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Moderator
09Lexie
Posts: 26,340
Registered: ‎09-13-2012
0

Re: Don't become an app addict.

I hope everyone pays attention and heed the topic title
Valued Contributor
FinStar
Posts: 6,633
Registered: ‎10-21-2012
0

Re: Don't become an app addict.


Dustink wrote:

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.


LOL.  Totally agree Dustink.  Hey, that almost looks like that old Moon Patrol (arcade) game, especially that dip from Oct-Nov.  Seems like it's creeping up though, albeit slowly :smileyhappy:

Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Re: Don't become an app addict.



I hear ya Dustin but you do have a great siggy lineup! The good news as you know is that those score will eventually go up as time passes by.


There is always something else out there too app for...haha, I will try to resist the temptation.

 

Yeah, hopefully they will go up and stay up. Since I have so many lines early on, it should create a pretty good AAoA foundation.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Re: Don't become an app addict.


myjourney wrote:

It's the computer

 


Yeah, probably. I bet if it all had to be paper apps, it would be a whole different picture.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Re: Don't become an app addict.


09Lexie wrote:
I hope everyone pays attention and heed the topic title

Yup, only app for what you "need".

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Re: Don't become an app addict.



LOL.  Totally agree Dustink.  Hey, that almost looks like that old Moon Patrol (arcade) game, especially that dip from Oct-Nov.  Seems like it's creeping up though, albeit slowly :smileyhappy:


AAoA.JPG

My AAoA is up to 9 months...lol

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Moderator
09Lexie
Posts: 26,340
Registered: ‎09-13-2012
0

Re: Don't become an app addict.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}