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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Don't become an app addict.

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,118
Registered: ‎06-16-2012
0

Re: Don't become an app addict.


Dustink wrote:

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.


I hear ya Dustin but you do have a great siggy lineup! The good news as you know is that those score will eventually go up as time passes by.

gardening since 12/8/15
Community Leader
Senior Contributor
Posts: 28,776
Registered: ‎02-07-2013
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Re: Don't become an app addict.

It's the computer

 

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Don't become an app addict.

I hope everyone pays attention and heed the topic title
Senior Contributor
Posts: 10,805
Registered: ‎10-21-2012
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Re: Don't become an app addict.


Dustink wrote:

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.


LOL.  Totally agree Dustink.  Hey, that almost looks like that old Moon Patrol (arcade) game, especially that dip from Oct-Nov.  Seems like it's creeping up though, albeit slowly Smiley Happy

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Don't become an app addict.



I hear ya Dustin but you do have a great siggy lineup! The good news as you know is that those score will eventually go up as time passes by.


There is always something else out there too app for...haha, I will try to resist the temptation.

 

Yeah, hopefully they will go up and stay up. Since I have so many lines early on, it should create a pretty good AAoA foundation.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Don't become an app addict.


myjourney wrote:

It's the computer

 


Yeah, probably. I bet if it all had to be paper apps, it would be a whole different picture.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Don't become an app addict.


09Lexie wrote:
I hope everyone pays attention and heed the topic title

Yup, only app for what you "need".

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Don't become an app addict.



LOL.  Totally agree Dustink.  Hey, that almost looks like that old Moon Patrol (arcade) game, especially that dip from Oct-Nov.  Seems like it's creeping up though, albeit slowly Smiley Happy


AAoA.JPG

My AAoA is up to 9 months...lol

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Don't become an app addict.

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