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Don't become an app addict.

Valued Contributor

Don't become an app addict.

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
97 REPLIES
Valued Contributor

Re: Don't become an app addict.


Dustink wrote:

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.


I hear ya Dustin but you do have a great siggy lineup! The good news as you know is that those score will eventually go up as time passes by.

gardening since 5/21/2016
Super Contributor

Re: Don't become an app addict.

It's the computer

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita

Re: Don't become an app addict.

I hope everyone pays attention and heed the topic title
Senior Contributor

Re: Don't become an app addict.


Dustink wrote:

Score drop.JPG

 

This chart is from credit karma, but it still paints a pretty good picture. My credit score prior to joining the board in October of 2012 was 744. By November I managed to app it down to 668.


LOL.  Totally agree Dustink.  Hey, that almost looks like that old Moon Patrol (arcade) game, especially that dip from Oct-Nov.  Seems like it's creeping up though, albeit slowly Smiley Happy

Valued Contributor

Re: Don't become an app addict.



I hear ya Dustin but you do have a great siggy lineup! The good news as you know is that those score will eventually go up as time passes by.


There is always something else out there too app for...haha, I will try to resist the temptation.

 

Yeah, hopefully they will go up and stay up. Since I have so many lines early on, it should create a pretty good AAoA foundation.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: Don't become an app addict.


myjourney wrote:

It's the computer

 


Yeah, probably. I bet if it all had to be paper apps, it would be a whole different picture.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: Don't become an app addict.


09Lexie wrote:
I hope everyone pays attention and heed the topic title

Yup, only app for what you "need".

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: Don't become an app addict.



LOL.  Totally agree Dustink.  Hey, that almost looks like that old Moon Patrol (arcade) game, especially that dip from Oct-Nov.  Seems like it's creeping up though, albeit slowly Smiley Happy


AAoA.JPG

My AAoA is up to 9 months...lol

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Moderator Emerita

Re: Don't become an app addict.