cancel
Showing results for 
Search instead for 
Did you mean: 

Don't know why I didn't think of this before!

tag
JcT21
Frequent Contributor

Re: Don't know why I didn't think of this before!

i took advantage of my barclaycard rewards this past year.  i used it for double points on utility payments and PIF as soon as the transaction posted..  by christmas i was able to cash in my points for gift cards for many family members.  took them about 10 days or so to get the cards to me.  ended up with bath & body works and lowes gift cards.   im doing the same thing this year.  win win :-)

fico scores - March 2024:
TU - 727 | EX - 732 | EQ - 736 |
TCL - 168K - UTIL - less than 1%
Message 21 of 22
Anonymous
Not applicable

Re: Don't know why I didn't think of this before!

I would have gone to gift card granny and purchase giftcards and took the statement credit.

For example $25 Starbucks is 11% off with free shipping. So you get the gift card at $22.25 plus 1%.

You would have save 12% by buying gift cards and applying statement credit.
Message 22 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.