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In July PayPal SC let me charge up to 125% of my limit.
I let it close at that level (Horrors!). There was no increase in minimum payment or any other issue.
I PIF'd about 2 weeks before due date. Then I paid off the new charges early to have next statement at $0 balance( Want to get Utilizaton down for September, considering some apps).
PayPal SC just closed yesterday, Just checked it and got a 55% CLI. Utilzation is even better than I planned.
Bonus!
Wierd that you didn't have an increase to your minimum payment. Generally T&C's state that any amount over your CL will be due immediately and will be added to any minimum payment due.
@Jlu wrote:Wierd that you didn't have an increase to your minimum payment. Generally T&C's state that any amount over your CL will be due immediately and will be added to any minimum payment due.
I was wondering about that. Of course, if I did not PIF, they would have made a bundle in interest, so minimum payment is best for them in that case.