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Done! Going to garden!

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bltrrt
Established Member

Done! Going to garden!

I had 3 new cards this past year and the other day I got a pre approved offer for bank of America cash rewards. I know from experience that this is no guarantee for approval but imagine m shock when I got instantly approved with a 5k limit. I am finally out of the 1500 limits. After that I figured that maybe I should go ahead and try for my dream card. I am a Disney crazy fanatic so of course it was the Disney visa. I have been declined once last year and when I called they said they wanted to see how I did with the 3 new cards I got and I guess I am doing pretty well because I was approved!!!! I wanted the premier but decided against it since that was the one I was declined for before and decided to try the one without the AF. I have had problems with chase in the past with an account I had in college 6 years ago. Now that I got my dream card! I am done until a new dream comes alongSmiley Happy  The next inq will be in 2 years for a home hopefully!!!

Starting 05/15/12: FICO EQ 663
Current score: 1/2013 EQ 718, EXP 683
Goal : 700...now 750,mortgage someday

In my wallet: Amex SPG $2k, Citi thank you $2k, Toys R Us mastercard $2k, Capital one cash rewards$1500, Lowes $1200, Old navy $800, Children's place $800, JCP $1350, New york and company $200, Bank of America cash rewards $5000, Chase Disney Visa $1600, Citi simplicity $1500, Southwest visa $4500, Kohl's $ 500, Dillard's $300, Macy's $800
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2 REPLIES 2
rtw
Established Contributor

Re: Done! Going to garden!

Congratulations!!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 2 of 3
MovingForward_2012
Valued Contributor

Re: Done! Going to garden!

Congrats!!!Smiley Happy
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
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