New Contributor
Posts: 57
Registered: ‎03-01-2010

Re: Done with Bad Credit!

CreditCrusader wrote:

Wolf3 wrote:

It is called credit history for a reason.   You need time for the good and bad accounts to age.

Wow...that wasn't snotty or anything...sheesh


To the OP, a more respectful way to convey that message is as follows:


Allowing accounts to age over time demonstrates responsible credit behavior - which in turn results in increased credit scores. This also holds true for any baddies on your report, as the further removed you are from them the less of a negative impact they have on your credit score.


You have an impressive assortment of credit. My advice would be to use it responsibly and be patient... you're on your way! :smileyhappy:

Thanks CreditCrusader! Yeah, wasn't sure how to take that one. No hard feelings though. I decided to start being active on here because I appreciate how supportive people are to each other. It's hard dealing with these companies and working on getting back on track. Credit is now just a means to good tradelines and nothing more for me at this point. Hopefully your journey is going good!

Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!

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