Double cash no more purchase promo

[Imperfectfuture]

Adding, wonder if the 0% promos will be targeted?

[taxi818]

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@kdm31091 wrote:
It appears that at least for direct apps on their site, Citi has removed the 0 percent for purchases on the double cash. It's only for BTs now. My guess is they are trying to collect more interest to make up for the 2 percent rewards. A 0 percent on purchases doesn't help them do that.

Just my speculation but if you want the card, you may want to get it sooner than later. It seems maybe they are trying to squeeze out profit and if that doesn't work out, may pull the plug.

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Wow. Never ever looked at their site again once i got the card. I was hoping to get that lovely 21 months no Apr Simplicity. But gave up the idea recently. I know one of my friends just got a mailer on the card and they offered him 9 months 0% apr. i was like damn. Thats it.

[Anonymous]

Wow I just got my DC last month

[taxi818]

The thread is misleading. There is plenty of purchase promo on the dc. Don't take others word for it. Look yourself. It's 15 months. It is just changed in wording. Quote from the site itself. No annual fee
0% intro apr for 15 mo the in balance transfers and purchases. This was 2 mins ago.

[Anonymous]

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@taxi818 wrote:
The thread is misleading. There is plenty of purchase promo on the dc. Don't take others word for it. Look yourself. It's 15 months. It is just changed in wording. Quote from the site itself. No annual fee
0% intro apr for 15 mo the in balance transfers and purchases. This was 2 mins ago.

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+1 taxi

[longtimelurker]

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@taxi818 wrote:
The thread is misleading. There is plenty of purchase promo on the dc. Don't take others word for it. Look yourself. It's 15 months. It is just changed in wording. Quote from the site itself. No annual fee
0% intro apr for 15 mo the in balance transfers and purchases. This was 2 mins ago.

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It must vary.   I see what KDM is mentioning:

Annual per­cent­age Rate (APR) for Purchases	13.24% to 23.24%, based on your credit­worthiness. These APRs will vary with the market based on the Prime Rate.a
APR for Balance Transfers	0% introductory APR for 18 months from date of first transfer when transfers are completed within 4 months from date of account opening.

[Man-Of-Steel]

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@longtimelurker wrote:

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@taxi818 wrote:
The thread is misleading. There is plenty of purchase promo on the dc. Don't take others word for it. Look yourself. It's 15 months. It is just changed in wording. Quote from the site itself. No annual fee
0% intro apr for 15 mo the in balance transfers and purchases. This was 2 mins ago.

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It must vary.   I see what KDM is mentioning:

Annual per­cent­age Rate (APR) for Purchases	13.24% to 23.24%, based on your credit­worthiness. These APRs will vary with the market based on the Prime Rate.a
APR for Balance Transfers	0% introductory APR for 18 months from date of first transfer when transfers are completed within 4 months from date of account opening.

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Same here.  I just checked their site and only see the following:

Plus a Balance Transfer Offer: 0% Intro APR on balance transfers for 18 months; after that the variable APR will be 13.24% – 23.24% based on your creditworthiness.

[taxi818]

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@Man-Of-Steel wrote:

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@longtimelurker wrote:

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@taxi818 wrote:
The thread is misleading. There is plenty of purchase promo on the dc. Don't take others word for it. Look yourself. It's 15 months. It is just changed in wording. Quote from the site itself. No annual fee
0% intro apr for 15 mo the in balance transfers and purchases. This was 2 mins ago.

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It must vary.   I see what KDM is mentioning:

Annual per­cent­age Rate (APR) for Purchases	13.24% to 23.24%, based on your credit­worthiness. These APRs will vary with the market based on the Prime Rate.a
APR for Balance Transfers	0% introductory APR for 18 months from date of first transfer when transfers are completed within 4 months from date of account opening.

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Same here.  I just checked their site and only see the following:

Plus a Balance Transfer Offer: 0% Intro APR on balance transfers for 18 months; after that the variable APR will be 13.24% – 23.24% based on your creditworthiness.

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and this is what im looking at.

[kdm31091]

I'm not trying to mislead anyone. I'm sure it varies depending on factors but what I see when I click on Double Cash on Citi's site is:

"Plus a Balance Transfer Offer: 0% Intro APR on balance transfers for 18 months; after that the variable APR will be 13.24% – 23.24% based on your creditworthiness."

No mention of a purchase 0% APR.

[taxi818]

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@kdm31091 wrote:

I'm not trying to mislead anyone. I'm sure it varies depending on factors but what I see when I click on Double Cash on Citi's site is:

"Plus a Balance Transfer Offer: 0% Intro APR on balance transfers for 18 months; after that the variable APR will be 13.24% – 23.24% based on your creditworthiness."

No mention of a purchase 0% APR.

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Of course not. Im not saying you are misleading. But I don't know how the website knows who is clicking what. Unless using cookies. But if you go to apply for the card it clearly still shows the 15 months of purchases.