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Double pre-approval offers from Discover made me do it.

Valued Contributor

Double pre-approval offers from Discover made me do it.

After about 5 months of gardening, I came out. I always wanted Discover card. After getting 2 pre-approval offers from them, I app'd for Discover IT.

 

Got the 5-7 days mail thingy and after I set up my account, check the status online and BAM!

 

I called the number to see CL, it was 4k. Not my highest, but I'll definately TAKE IT and RUN!

 

My question is, do they automatically overnight the card to me or do I have to ask for it?

 

My scores are on the SIG, I have tons of INQ, about 14 on each report from trading in 2 cars and getting 1 new one, total of 3 cars. 2 are from 2011 and 1 are from march '12

 

Not sure as of yet what they pulled.. I assuming it's TU, will keep update. I am in TX

 

7% util overall. 29% reporting on one card.

 

no late/baddies. just tons of INQ and new accts.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 1 of 14
13 REPLIES
Established Contributor

Re: Double pre-approval offers from Discover made me do it.

Congrats!

 

They pulled EQ for me and I'm in MA.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 2 of 14
Moderator Emerita

Re: Double pre-approval offers from Discover made me do it.


armbenderc wrote:

After about 5 months of gardening, I came out. I always wanted Discover card. After getting 2 pre-approval offers from them, I app'd for Discover IT.

 

Got the 5-7 days mail thingy and after I set up my account, check the status online and BAM!

 

I called the number to see CL, it was 4k. Not my highest, but I'll definately TAKE IT and RUN!

 

My question is, do they automatically overnight the card to me or do I have to ask for it?

 

My scores are on the SIG, I have tons of INQ, about 14 on each report from trading in 2 cars and getting 1 new one, total of 3 cars. 2 are from 2011 and 1 are from march '12

 

Not sure as of yet what they pulled.. I assuming it's TU, will keep update. I am in TX

 

7% util overall. 29% reporting on one card.

 

no late/baddies. just tons of INQ and new accts.


Yes, they ship FedEx.  You might get it Monday. 

 

Congrats 

Message 3 of 14
Frequent Contributor

Re: Double pre-approval offers from Discover made me do it.

Discover expedites all IT cards I believe.  You should be getting an email about its shipping today or tomorrow Smiley Happy

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 4 of 14
Valued Contributor

Re: Double pre-approval offers from Discover made me do it.


sakhalin070 wrote:

Discover expedites all IT cards I believe.  You should be getting an email about its shipping today or tomorrow Smiley Happy


Yeah, I just visited the site and saw the expdited shipping. Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 14
Mega Contributor

Re: Double pre-approval offers from Discover made me do it.

CONGRATS!!!




EQ FICO 548 3/3/16
Message 6 of 14
Valued Contributor

Re: Double pre-approval offers from Discover made me do it.

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 7 of 14
Established Contributor

Re: Double pre-approval offers from Discover made me do it.

Congrats!!!  Yep, I'm in Texas too and they pulled EQ.


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Message 8 of 14
Contributor

Re: Double pre-approval offers from Discover made me do it.

They pulled EQ for me too. In Texas.  CONGRATS!!!


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 9 of 14
Valued Contributor

Re: Double pre-approval offers from Discover made me do it.

Congrats!!!!

Also Texas and also EQ

*8/10/13
Message 10 of 14