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Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Double pre-approval offers from Discover made me do it.

After about 5 months of gardening, I came out. I always wanted Discover card. After getting 2 pre-approval offers from them, I app'd for Discover IT.

 

Got the 5-7 days mail thingy and after I set up my account, check the status online and BAM!

 

I called the number to see CL, it was 4k. Not my highest, but I'll definately TAKE IT and RUN!

 

My question is, do they automatically overnight the card to me or do I have to ask for it?

 

My scores are on the SIG, I have tons of INQ, about 14 on each report from trading in 2 cars and getting 1 new one, total of 3 cars. 2 are from 2011 and 1 are from march '12

 

Not sure as of yet what they pulled.. I assuming it's TU, will keep update. I am in TX

 

7% util overall. 29% reporting on one card.

 

no late/baddies. just tons of INQ and new accts.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: Double pre-approval offers from Discover made me do it.

Congrats!

 

They pulled EQ for me and I'm in MA.


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Moderator
09Lexie
Posts: 26,592
Registered: ‎09-13-2012
0

Re: Double pre-approval offers from Discover made me do it.


armbenderc wrote:

After about 5 months of gardening, I came out. I always wanted Discover card. After getting 2 pre-approval offers from them, I app'd for Discover IT.

 

Got the 5-7 days mail thingy and after I set up my account, check the status online and BAM!

 

I called the number to see CL, it was 4k. Not my highest, but I'll definately TAKE IT and RUN!

 

My question is, do they automatically overnight the card to me or do I have to ask for it?

 

My scores are on the SIG, I have tons of INQ, about 14 on each report from trading in 2 cars and getting 1 new one, total of 3 cars. 2 are from 2011 and 1 are from march '12

 

Not sure as of yet what they pulled.. I assuming it's TU, will keep update. I am in TX

 

7% util overall. 29% reporting on one card.

 

no late/baddies. just tons of INQ and new accts.


Yes, they ship FedEx.  You might get it Monday. 

 

Congrats 

Frequent Contributor
sakhalin070
Posts: 296
Registered: ‎08-28-2012
0

Re: Double pre-approval offers from Discover made me do it.

Discover expedites all IT cards I believe.  You should be getting an email about its shipping today or tomorrow :smileyhappy:

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 781 EX 776 Last App: November 2012
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Double pre-approval offers from Discover made me do it.


sakhalin070 wrote:

Discover expedites all IT cards I believe.  You should be getting an email about its shipping today or tomorrow :smileyhappy:


Yeah, I just visited the site and saw the expdited shipping. :smileysurprised:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Double pre-approval offers from Discover made me do it.

CONGRATS!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Double pre-approval offers from Discover made me do it.

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
BrokaToe
Posts: 726
Registered: ‎05-12-2012
0

Re: Double pre-approval offers from Discover made me do it.

Congrats!!!  Yep, I'm in Texas too and they pulled EQ.


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Contributor
firstladyd
Posts: 143
Registered: ‎05-23-2011
0

Re: Double pre-approval offers from Discover made me do it.

They pulled EQ for me too. In Texas.  CONGRATS!!!


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Double pre-approval offers from Discover made me do it.

Congrats!!!!

Also Texas and also EQ

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