Reply
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
0

Double pulled by Chase; triple pulled by Amex

No worries! I'm still solidly in the garden. :smileywink: I was reviewing my CRs through SW, credit karma, sesame, and quizzle (this is how you stay in the garden kids) and trying to count up my total inq's and saw that Chase double pulled me from EQ and EX when I apped back in April. I got the CSP+Freedom, and CLI on my Amazon from those double pulls. When I got denied for the Amex BCP last June, they triple pulled. But when I got approved for my BCP last month, they only pulled EX. I thought these were interesting data points. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Double pulled by Chase; triple pulled by Amex

Your file must have been better the 2nd go around with AMEX.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Posts: 26,789
Registered: ‎09-13-2012
0

Re: Double pulled by Chase; triple pulled by Amex

Hmmm, you almost got yourself sentenced to the ankle monitor! Lol
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
0

Re: Double pulled by Chase; triple pulled by Amex

09Lexie Lol. Don't I know it. But I think this shows what a huge impact gardening and paying down debt can do. I hadn't apped for anything since last June. Grant it, now I have more CC debt that I've accrued since then but hey, it's a work in progress. 😊

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Moderator
Posts: 26,789
Registered: ‎09-13-2012
0

Re: Double pulled by Chase; triple pulled by Amex

Established Contributor
Posts: 573
Registered: ‎10-21-2012
0

Re: Double pulled by Chase; triple pulled by Amex

Yep, I had same thing this month...double pull from Chase for CSP (approved) and triple pull from AMEX for BCP (approved but ridiculous limit of $1k).



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.