Down payment towards CSP spend?

[Anonymous]

Not sure if this has been discussed here or not before. I am looking to apply for a CSP but it will be a bit of a stretch to hit the $4k spend. I have read before that certain payments and cash-like transactions don't count towards the total spend.

I am looking to purchase a new Ford Fusion. If I put some portion of that on the CSP, would that count towards my bonus spend?

[Anonymous]

Yes. No problem if the transaction is made at a non-financial institution. 

You are not even making a cash like transaction, you are buying a physical good (car)

[Anonymous]

I appreciate you letting me know. I must be mis-remembering something I read a while back. Thanks!

[Anonymous]

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@Anonymous wrote:

Not sure if this has been discussed here or not before. I am looking to apply for a CSP but it will be a bit of a stretch to hit the $4k spend. I have read before that certain payments and cash-like transactions don't count towards the total spend.

I am looking to purchase a new Ford Fusion. If I put some portion of that on the CSP, would that count towards my bonus spend?

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That actually counts and if you can put all on it and meet the spend one time, that is even better..

[longtimelurker]

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@Anonymous wrote:

Yes. No problem if the transaction is made at a non-financial institution. 

You are not even making a cash like transaction, you are buying a physical good (car)

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This!   It's just a purchase.   Relatively few things won't count: a real cash advance or a balance transfer for example.   Some things like buying travelers checks (with an MCC of a financial instituation) may not generate rewards, but might still count towards meeting spend.

[noobody]

the question here is how much is dealer willing to take credit card as payment, as he is likely to loose 1~2% of the amount he charge

[drjones]

Just a couple weeks ago, I had to replace my motorcycle after my old one got run over in a parking lot, and I put $2500 towards the down payment on my card no problem. It counts towards the bonus spend and as a regular 1% points purchase.

I would call the dealer ahead of time and just ask how much they'll accept on a credit card, they should tell you up front. I wouldn't make that question part of the negotiation the day you plan to purchase, they may try to get more out of you if you're paying by card.