Downgrading BCP/ transferring credit lines

[red259]

My AF on the BCP is about to hit and I have no need for the card anymore beyond the credit line. I am considerating downgrading the card to the non-AF and putting it in the SD. In a month or two I will likely move the line over to my everyday card which is new and close my bce account. Is there anything I should be aware of in doing this? Is there some sort of rule that a card needs to open 13 months before moving a credit line? Do new accounts need to be open for a certain length of time before I can move a credit line to them?  My everyday card is only 5k so the total credit line would only amount to 22.1k, which I believe would be ok with Amex. I also have a personal spg card with a low credit line of 2k that I would love to increase because I use that card sometimes, but I may switch to business spg card later this year and didn't want to move credit to a card that I will likely cancel. You can no move personal credit to an amex business card correct?

[Luscher]

Must be 13 months, but it seems like you are coming up on that very soon

[red259]

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@Luscher wrote:
Must be 13 months, but it seems like you are coming up on that very soon

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So if a card was issued in 1/14 I would need to wait until 2/15?

[Luscher]

Yes, It has to be 1 full year and then in the 13th month you can product change.

[longtimelurker]

And it's a similar rule for CL transfers, donor card has to be 13 months.   Usually the recipient card should be 60 days old, but this is frequently waived.

I would guess it's OK to PC then close and transfer, with the BCE interiting the age of the BCP, but not sure.      I kept my BCE open after transferring most of the limit, but not a big deal.

[Anonymous]

That's what they told me, 13 months for PC or reallocating limits.  Mine hits mid February.