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Drapping!!

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icloud2525
Frequent Contributor

Drapping!!

Just drapped for Amex bcp and citi dividend and approved for both. Next step, cancel merrick and orchard. Now all prime baby!! Have 2 amex's, citi, discover. Maybe cancel boa too. Cap one stepped up with EO so those might be my five and only cards. Love this forum, two years ago 300 secured with boa, now approved for bcp, discover, citi, tier 1 Honda financial on my acura. You all are the best.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 1 of 9
8 REPLIES 8
boomhower
Valued Contributor

Re: Drapping!!

Congrats!  If theres no AF consider keeping merrick for the score. 

Message 2 of 9
icloud2525
Frequent Contributor

Re: Drapping!!

Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 3 of 9
SpecFile
Valued Contributor

Re: Drapping!!

Congrats!!
Message 4 of 9
09Lexie
Moderator Emerita
Message 5 of 9
dodfire
Valued Contributor

Re: Drapping!!

Congrats!!!

*8/10/13
Message 6 of 9
myjourney
Super Contributor

Re: Drapping!!

WTG congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 9
icloud2525
Frequent Contributor

Re: Drapping!!

Thanks all. Csp too.!!! What a night!!!
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 8 of 9
PokemonMaster
Frequent Contributor

Re: Drapping!!


@icloud2525 wrote:
Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions

I know I am young when it comes to credit but the fee to me doesn't seem to be worth the line. But closing it depends on many factors. Is it your anchor card? Will it hurt your utilization to close it?

Message 9 of 9
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