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Frequent Contributor
Posts: 250
Registered: ‎10-12-2012
0

Drapping!!

Just drapped for Amex bcp and citi dividend and approved for both. Next step, cancel merrick and orchard. Now all prime baby!! Have 2 amex's, citi, discover. Maybe cancel boa too. Cap one stepped up with EO so those might be my five and only cards. Love this forum, two years ago 300 secured with boa, now approved for bcp, discover, citi, tier 1 Honda financial on my acura. You all are the best.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $13,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Flexperks Visa Sig $12,000, Virgin Atlantic World Elite MC $11,100, Fidelity Visa Sig $6000, Barclay Arrival World Elite MC $7500, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Valued Contributor
Posts: 1,865
Registered: ‎09-20-2011
0

Re: Drapping!!

Congrats!  If theres no AF consider keeping merrick for the score. 

Frequent Contributor
Posts: 250
Registered: ‎10-12-2012
0

Re: Drapping!!

Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $13,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Flexperks Visa Sig $12,000, Virgin Atlantic World Elite MC $11,100, Fidelity Visa Sig $6000, Barclay Arrival World Elite MC $7500, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Valued Contributor
Posts: 1,437
Registered: ‎08-07-2007
0

Re: Drapping!!

[ Edited ]
Congrats!!
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Drapping!!

Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Drapping!!

Congrats!!!

*8/10/13
Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Drapping!!

WTG congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor
Posts: 250
Registered: ‎10-12-2012
0

Re: Drapping!!

Thanks all. Csp too.!!! What a night!!!
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $13,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Flexperks Visa Sig $12,000, Virgin Atlantic World Elite MC $11,100, Fidelity Visa Sig $6000, Barclay Arrival World Elite MC $7500, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
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Frequent Contributor
Posts: 299
Registered: ‎06-05-2011
0

Re: Drapping!!


icloud2525 wrote:
Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions

I know I am young when it comes to credit but the fee to me doesn't seem to be worth the line. But closing it depends on many factors. Is it your anchor card? Will it hurt your utilization to close it?

Scores: EX - 769 (Amex FICO 5/21/16) TU - 763 (Discover FICO - 4/30/16), EQ - 795 (Citi FICO - 5/24/16)
Current Cards: Amex BCE - 10k, NFCU cashRewards Sig - 8k, Discover It - 10k, Citi Dividend WE - 8k, Chase Freedom - 4k, Chase Amazon Visa Sig - 4k
Last App: 3/4/2016.

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