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Drapping!!

Frequent Contributor

Drapping!!

Just drapped for Amex bcp and citi dividend and approved for both. Next step, cancel merrick and orchard. Now all prime baby!! Have 2 amex's, citi, discover. Maybe cancel boa too. Cap one stepped up with EO so those might be my five and only cards. Love this forum, two years ago 300 secured with boa, now approved for bcp, discover, citi, tier 1 Honda financial on my acura. You all are the best.
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 1 of 9
8 REPLIES
Valued Contributor

Re: Drapping!!

Congrats!  If theres no AF consider keeping merrick for the score. 

Message 2 of 9
Frequent Contributor

Re: Drapping!!

Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 3 of 9
Valued Contributor

Re: Drapping!!

Congrats!!
Message 4 of 9
Moderator Emerita
Message 5 of 9
Valued Contributor

Re: Drapping!!

Congrats!!!

*8/10/13
Message 6 of 9
Super Contributor

Re: Drapping!!

WTG congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 9
Frequent Contributor

Re: Drapping!!

Thanks all. Csp too.!!! What a night!!!
Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 8 of 9
Highlighted
Frequent Contributor

Re: Drapping!!


icloud2525 wrote:
Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions

I know I am young when it comes to credit but the fee to me doesn't seem to be worth the line. But closing it depends on many factors. Is it your anchor card? Will it hurt your utilization to close it?

Scores: EX - 769 (Amex FICO 5/21/16) TU - 763 (Discover FICO - 4/30/16), EQ - 795 (Citi FICO - 5/24/16)
Current Cards: Amex BCE - 10k, NFCU cashRewards Sig - 8k, Discover It - 10k, Citi Dividend WE - 8k, Chase Freedom - 4k, Chase Amazon Visa Sig - 4k
Last App: 3/4/2016.
Message 9 of 9