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Regular Contributor
icloud2525
Posts: 190
Registered: ‎10-12-2012

Drapping!!

Just drapped for Amex bcp and citi dividend and approved for both. Next step, cancel merrick and orchard. Now all prime baby!! Have 2 amex's, citi, discover. Maybe cancel boa too. Cap one stepped up with EO so those might be my five and only cards. Love this forum, two years ago 300 secured with boa, now approved for bcp, discover, citi, tier 1 Honda financial on my acura. You all are the best.
Amex BCP $17,400, Amex Platinum NPSL, Virgin Atlantic World Elite MC $10,500, Chase Sapphire Preferred $5000, Barclay Arrival World MC $5000, , Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $5900, US Bank Flexperks Visa Sig, $5000 Discover IT $4500, Chase Freedom $3500, Amex Hilton Honors $2000 Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
Valued Contributor
boomhower
Posts: 1,862
Registered: ‎09-20-2011

Re: Drapping!!

Congrats!  If theres no AF consider keeping merrick for the score. 

Regular Contributor
icloud2525
Posts: 190
Registered: ‎10-12-2012

Re: Drapping!!

Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions
Amex BCP $17,400, Amex Platinum NPSL, Virgin Atlantic World Elite MC $10,500, Chase Sapphire Preferred $5000, Barclay Arrival World MC $5000, , Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $5900, US Bank Flexperks Visa Sig, $5000 Discover IT $4500, Chase Freedom $3500, Amex Hilton Honors $2000 Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
Valued Contributor
SpecFile
Posts: 1,357
Registered: ‎08-07-2007

Re: Drapping!!

[ Edited ]
Congrats!!



Moderator
09Lexie
Posts: 22,429
Registered: ‎09-13-2012

Re: Drapping!!

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Drapping!!

Congrats!!!

*8/10/13
Community Leader
Valued Contributor
myjourney
Posts: 23,571
Registered: ‎02-07-2013

Re: Drapping!!

WTG congrats

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it
Regular Contributor
icloud2525
Posts: 190
Registered: ‎10-12-2012

Re: Drapping!!

Thanks all. Csp too.!!! What a night!!!
Amex BCP $17,400, Amex Platinum NPSL, Virgin Atlantic World Elite MC $10,500, Chase Sapphire Preferred $5000, Barclay Arrival World MC $5000, , Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $5900, US Bank Flexperks Visa Sig, $5000 Discover IT $4500, Chase Freedom $3500, Amex Hilton Honors $2000 Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
Regular Contributor
JollehRoger
Posts: 233
Registered: ‎06-05-2011

Re: Drapping!!


icloud2525 wrote:
Thanks! $79 annual fee on merrick and so far they won't budge, $1200cl so im thinking canceling is the option. I'll gladly take opinions

I know I am young when it comes to credit but the fee to me doesn't seem to be worth the line. But closing it depends on many factors. Is it your anchor card? Will it hurt your utilization to close it?


Scores: TU - 777 (Discover FICO - 1/31/2014), EQ - 716 (MyFico FICO - 12/1/2013)
Current Cards: NFCU cashRewards Siggy - 5k, Citi Dividend WE- 3.7k, Discover It - 5k, Amex BCE - 6.6k
In the garden for the near future.

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