Reply
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Dream come true!

Discover seems to pull TU for a lot of people. They did on me twice.
Here we go again...
Valued Member
Posts: 49
Registered: ‎02-07-2008
0

Re: Dream come true!


Timothy wrote:
If you want TC-
Just call them - it is an easy verification process.

I did call them; I was told that there wasn't enough information to validate with, so they refunded my money. Strange thing is: I still get emails saying that changes have been made to my reports. Smiley Happy

After signing up for Chase ID Protection, now I can answer a couple of questions.

Bank of America pulled EQ
Discover pulled TU
American Express pulled all three, yet used my worst, EQ!!! Smiley Mad

My credit scores were about the same as or a bit higher than they were in April, except for TU. They hadn't updated my credit card payment, so I'm guessing they'd be 670-ish at the time I apped for Discover.

I also received a nice surprise on EX:

Account: BANK OF AMERICA
Acct #: XXXX
Type: Revolving
Bureau: Experian
Date Open: 05/2008
High Limit: $1,500
Last Reported: 05/2008
Account Status: Paid


I'm lost for words.


2/2008 :: TU 610 :: EQ 610 :: EX 638 :: Beginning scores
2/2009 :: TU 699 :: EQ 697 :: EX 690 :: 1-year mark
2/2010 :: TU 682 :: EQ 670 :: 2-year mark
Highlighted
Regular Contributor
Posts: 216
Registered: ‎06-06-2007
0

Re: Dream come true!

It is almost exactly like Experian's Triple Advantage, which is pretty much the same as the ones you mentioned so I'm pretty sure it's an "Experian powered" site.

UpNComing wrote:


shawnette wrote:
I've been using www.Creditchecktotal.com and https://www.chaseidprotection.com/ for a few weeks.  They're both pretty good and the Chase one is only $11.99 per month.  Both pull all 3 reports and give 3 FAKOs.  Creditcheck allows multiple pulls daily, but it's $30/month.  I'm probably going to cancel after this month.   The Chase FAKOs are about 100 points lower than my FICOs, but they seem to go up and down pretty accurately, so for me it's been a good gauge for what my real scores look like.  (I just add 100 pts)
 
 
Congrats on the new card, too!!


Message Edited by shawnette on 05-10-2008 10:12 AM

shawnette the Creditchecktotal.com looks a lot like Credit Keeper and Experians Credit Manager.  I wonder if its another Experian owned website.



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.