07-30-2009 12:17 PM
Last Wednesday, I applied for the Citi Forward card online and ran into an internet problem in the middle of it, so I did a quick reboot and tried again and was approved. Today, I open my mail and have not one, but two envelopes from Citi with two separate cards/accounts with identical terms/CL. I don't really need two Citi Forward cards as I also have a Citi mtvU, but I don't quite know what to do with the extra card since I figure I have probably taken a double credit hit for it.
My thoughts were that I could: a) cancel it, b) keep it open to see if I can get the bonus opening points for both cards and then do a product change somewhere on down the line, or c) keep it in ye olde sockdrawer without activation.
At the same time, I was also applying for a Chase Amtrak Guest Rewards card and am now afraid that if I get approved (got that stupid 30 day message they love to give out) I'll end up with a double hit/two cards for that account as well.
Anyone have any thoughts or suggestions on what to do about this?
07-30-2009 12:40 PM
07-30-2009 01:14 PM
07-30-2009 02:24 PM - edited 07-30-2009 02:25 PM
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