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Duck Card / Approval Chances

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Sexyblue
Contributor

Duck Card / Approval Chances

Hello All,

 

I got the 7-10 day message on the dcuk card application. Fico score 652/ credit history 12 years/ inq 6 in the last 6 months/. Spoke with analyst today, said that my  applicatiaction is in the decsion pending stage. She also stated that it takes  7-10 days to complete....

 

Has anyone gone through this and received the card?

I was wondering does this mean I was declined and they just couldnt tell me over the phone?

 

Thanks.



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P.C Richards ,4000 | Amazon, 3000 | Barclays, 3000 WalmartMC, 3000 | Target, 3400| Brooks Brothers 1,400
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wHiTeSoL
Valued Contributor

Re: Duck Card / Approval Chances


@Sexyblue wrote:

Hello All,

 

I got the 7-10 day message on the dcuk card application. Fico score 652/ credit history 12 years/ inq 6 in the last 6 months/. Spoke with analyst today, said that my  applicatiaction is in the decsion pending stage. She also stated that it takes  7-10 days to complete....

 

Has anyone gone through this and received the card?

I was wondering does this mean I was declined and they just couldnt tell me over the phone?

 

Thanks.


There is a huge discussion over this but I believe it was mentioned that many people go through a manual review before approval. Just based on your Fico score and the information from the other discussion I would say 50/50 with the upside being an approval of 1-3k. Again just what I personally have gathered from reading all the threads. I'm crossing my fingers for you though, good luck!

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