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Equifax from them was 737, AAOA 4 years, and utilization 1%. 4 cards and new auto loan opened within the last year. 3 inquiries. Initially got the 7-10 day message, then the card arrived about a week and a half later with $13,500 limit.
edited to add limit
EQ Score 750.AAoA 8 years, 0 Util. ..very thick file and 55 inq. in the past 2 years. Appoved for 20K...
@sandman2435 wrote:EQ Score 750.AAoA 8 years, 0 Util. ..very thick file and 55 inq. in the past 2 years. Appoved for 20K...
Wow. How does the $20k limit compare to your other cards?
Have they been asking for anything for proof of income, like docs sent to them or anything? I know most credit unions have stricter income proof requirements.
They didnt ask me for proof of anything. I didnt even call for recon on the 7-10 day message.
@compassion101 wrote:Have they been asking for anything for proof of income, like docs sent to them or anything? I know most credit unions have stricter income proof requirements.
They didn't ask me for any docs. I also haven't heard of anybody geting denied for the card - either instant approval or approval after 7-10 day notice.
Has anyone with lower scores tested this out yet?
Right now I'm at 699 on EQ 669 on EX with a few paid baddies and 8 fairly new TL's. Should I try it? (Supposed to be gardening)
I wouldnt want to step on any gardening toes, but they seem like they dont care about inquiries and give large limits to non-members. Not to mention that we havent seen a denial yet.