Duck card approval profiles

[12njoy]

@ravensfan2001

Thanks for info. I have annual income of $63k and 27 trades reporting positive of which 9 are revolving with two of those with 18 months if history. I need that benadryl, thanks lol

[Ravensfan2001]

Hmmm. You have more history than I do. I have 10 revolving accounts and 2 auto loans reporting right now. All of my open revolvers are 11 months or less. I had a secured Cap One opened for a year, closed in May 2013. Auto loans - $379/mo since 3/2011 and $300 since 12/2012.

Maybe when you called, you got the wrong person. I don't think it would hurt to try again. You already have the HP.

[12njoy]

True but the app was from August 6th so I'm sure they will want another hard pull. I think it's most likely that i settled those accounts instead of paying in full

[12njoy]

@ravensfan,

You rock. Just applied online and was approved instantly. Didn't have to recon it anything.

[Jbb2788]

Alright..So I made my first call this morning to check on the status and they said my application is still pending and I will get a letter in 7-10 days. Hey, atleast I wasn't flat out denied...I'll call back around lunch time for recon # 2 :

[Ravensfan2001]

Yay! Congrats 12njoy! Care to share your CL?

[12njoy]

@ravensfan,

$6500. Crazy. Just denied on August 6, 2013. If it wasn't for you, I wouldn't have applied again.

[Ravensfan2001]

Okay, I'm jealous. Now that you have your $6500 and another HP, I'm throwing a handful of Benadryl at you. I think I need something stronger.

[12njoy]

@ravensfan

Lol lol. I'm still shaky from that experience. This is only my second instant approval. All others I had to recon.

[Credit-hoarder]

@12njoy: What were you just approved for-the Duck Card?