@Credit-hoarder wrote:They needed to verify 2 past or present card or loan accts. I've had or have. Still no decision.
I am waiting (with baited breath....) to hear if you get it or not 
Not to sound negative, but based on the similar experiences I've read about on here I'm over 90% certain it's a denial. And the reason will mainly be too many new acct's opened recently. But it's all good b/c it was just an experiment for me anyway. I'll find out when the letter shows up next week for sure.
BUSINESS 
Credit hoarder,
Did you here something to make you think that? A lot of people got the 7-10 day message and the call to verify info.
Did you here something to make you think that? A lot of people got the 7-10 day message and the call to verify info.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)According to the CSR I spoke with it req'd further processing. A lot of the ppl who called in for verification were approved during the same phone call, and the ones with further processing were denials-at least most of them anyway.
Good point, that is what happened with nee butdoesn't mean that you are/will be denied. Someone with a 660 said they were approved for $2500.
I "drapped" for this card last night (OOPS! 
) and was instantly approved but when I called this morning to get the CL and APR the CSR told me that they couldn't give me that info because of some "law" and that I would have to wait for the card to arrive. Anyone else hear this?
Damn you myFico!! I went ahead and app'd for this card after falling into this thread and received this message, "Congrats you are approved for the Duck card. You will receive your card in 7-10 business days!" Im nervous about the limit because I want my first five digit card. I will be using this card for a BT, I have a BT that is going to expire soon. The highest limit I have on my cards is FNBO AMEX which is $5200. Keeping fingers crossed!!
Starting Score: 624
Rediss,
What are your stats
What are your stats
Lets see: My Equifax is 709 My Experian I think is 708 TU: Not totally sure. AAoA 3years and some months and utilization is like 6%. I have a slew of credit cards but the ones that get the most action are my FNBO Amex (which I want to balance transfer), My paypal Smart connect has a $5000 CL I use this a lot but I PIF each month, I have a $698 balance on my HH Greg card for a laptop I bought back in April, I really want to transfer this balance because the APR is like 22.2%!! And I have a $4000 cl with my Old Navy Visa which has my mother as an Auth User, it has a $797 balance which is all her because I let her use it and pay since she really doesnt have much credit,(rebuilding from Bankruptcy). OH! my inquiries are the worst I have like 43 inquiries in total, from card apping this year and car shopping, Bought a 13 Camaro in May. But Im looking to trade that in for the 14 Impala in the next couple of months....so I know more inquiries are to come....