Duck card approval profiles

[kobe81]

Then that's what I'll do.

I don't want to become high profile and make it seem like I'm seeking credit because I'm going broke.

[Petraeus]

Cant seem to stay in the garden. I just applied and received the following:

Congratulations! You have been approved for the Beaver Card!. You will receive your new card in 7-10 business days.

Thank you, Card Services

No other details were given:

Quick stats:

EQ pulled 750

AAoA 3.1 years

Util 14%

No baddies; Never late

[kobe81]

Congrats!

Here's hoping you get a good limit on that card.

[Petraeus]

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@kobe81 wrote:

Congrats!

Here's hoping you get a good limit on that card.

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Thanks I did wish they posted the limit on the decision page!

I guess I'll just have to wait!

[Petraeus]

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@Petraeus wrote:

Cant seem to stay in the garden. I just applied and received the following:

Congratulations! You have been approved for the Beaver Card!. You will receive your new card in 7-10 business days.

Thank you, Card Services

No other details were given:

Quick stats:

EQ pulled 750

AAoA 3.1 years

Util 14%

No baddies; Never late

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recon'd the limit and to my surprise its set at 20K. This will definitely help my UTL and totally worth the INQ hit. Now I can please go back into the garden!!!

[Blackrv7]

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recon'd the limit and to my surprise its set at 20K. This will definitely help my UTL and totally worth the INQ hit. Now I can please go back into the garden!!!

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Don't block the gate to the garden, I'm on the run with hoe in hand!!   I mean it this time............

[kulamrazool82]

Applied for Duck on 11/11/2013 and received 7-10 day message.

Got EQ score on 11/18/2013 (exactly 7 days after) and received the card on 11/23/2013).

1. EQ pulled 680

2. AAoA 1 year 7 month (as per Credit Karma)

3. Util 31%

4. No baddies; Never late

5. Limit: $12K (so far my highest limit, previous one was $6500 on my CITI TY Pref Visa)

Rest is on my siggy. Will stay in the garden till 2014 Fall.

[Petraeus]

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@kulamrazool82 wrote:

Applied for Duck on 11/11/2013 and received 7-10 day message.

Got EQ score on 11/18/2013 (exactly 7 days after) and received the card on 11/23/2013).

1. EQ pulled 680

2. AAoA 1 year 7 month (as per Credit Karma)

3. Util 31%

4. No baddies; Never late

5. Limit: $12K (so far my highest limit, previous one was $6500 on my CITI TY Pref Visa)

Rest is on my siggy. Will stay in the garden till 2014 Fall.

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Congrats!!! Yeah I'm right there with you regarding the garden. I need to stay in there till 2015 and then app for the Shappire.

[kobe81]

You think it's worth it for me to do a recon?

(I know i wrote earlier I shouldn't) but what do you guys think?

[Petraeus]

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@kobe81 wrote:

You think it's worth it for me to do a recon?

(I know i wrote earlier I shouldn't) but what do you guys think?

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Can you try if you like and it wouldnt hurt but in the same breath I wouldnt recommend it. Mainly because they have their metrics/criteria in place which helps them determine credit lines. I doubt an immediate recon toward a higher limit will work. If you still want to try anyway, be sure to have answers regarding blemishes, new recent CL etc. I find when you are johnny on the spot with answers, it gives you a better chance. However I find that mainly works with overturning Credit Card denials. I would wait it out, establish a history and I'm sure the CLIs will start pouring in over time.