@jbimler wrote:
Has anyone been approved for both the Duck and Beaver cards?
Yep, here is one thread on it http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Approved-for-Duck-days-after-Beaver/td-p/2...
"They called me within a week to verify ID information and whatnot and then eventually got the confirmation/score letter in a few days and the card within a day after."
No one has called me and I have only received a letter with my score, no confirmation.
@brindle26 wrote:"They called me within a week to verify ID information and whatnot and then eventually got the confirmation/score letter in a few days and the card within a day after."
No one has called me and I have only received a letter with my score, no confirmation.
If you just got the letter, you're good. Look for the card one or two days after you received the score letter.
That should be today, thanks
i applied for the card on 12/17/18. got 7-10 day message. called yesterday and was told still in review and i will be notified in the mail. wasn't really busy here at work, so i called 866-686-1339 (number given to me yesterday by csr) which is the card services department. well at least that's how the rep answered it. asked for the status again. was told that my application was approved just today for $10k! asked for the terms she said she does not have the information and i will receive it with the card.
EQ profile when pulled:
4 inquiries - 04/2013, 12/2013, and 2 12/17/2013 (both from citi)
EQ myfico - 701 (at least it was at that when i got a SW alert the day i applied)
AAoA - 4 years (can't wait to see this figure tank after my recent binge)
1 baddie - CO from 2008 and paid in full 2009.
Util at the time of app was about 4%
Decided to apply for the Duck Card last night. They called today to verify my application because I have an extended fraud alert. I verified all of the information and was approved for $15,000 at 13.74% APR! They pulled EQ, which has not updated in a while and which I still have a couple of pending disputes going on.
What they saw:
FICO 693
Utilization: 0%
AAoA: 1.8 years
Oldest open account: June 2011
Oldest account: May 2008, but closed
Inquiries: 1 recent
Similar credit lines: Only one reporting, which was BofA @ $10K. My other higher cards have not reported yet to EQ (CSP, Freedom, Compass, AmEx) Cabela's $4.5K and Alliant $4k were the other closest ones.
New accounts this year reporting: 8
Baddies: 1 30, 60, 90, and 120-day lates from late in 2010 and a debt management plan notation. Otherwise, clean file.
$7.5K 
$23K 
$5k 
$300(SEC) 
$500 
$300 
$1,500 
$800 
$800
@Maddog: Don't feel TOO bad--that's a heck of a lot more than they gave me-$1500! Wanna trade?
BUSINESS 
