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Member
Posts: 8
Registered: ‎04-14-2009
0

Re: Duck card approval profiles

I called them on Tuesday. Received the call back same day. Really friendly person that I spoke with.

Stats are back on page one of this thread.
Frequent Contributor
Posts: 5,974
Registered: ‎09-11-2013
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Re: Duck card approval profiles

@Kerm,

 

  Thank you.  My stats are not were you are, so this will be interesting to see.  My EQ FAKO was 681 this morning before I applied.  Income is 63k.  I also have the 3 paid charge offs from 2008.  This didn't seem to bother Discover, but may be an issue for the Duck card.  The good thing is if I don't get it, it won't be too bad since the HP is on Equifax and that would be one less thing to interfere with my expected (not gauranteed) Amex 3CLI in my BCP at the end of this month.  However, if I luck up and get it with a big limit like everyone else, that may interfere with Amex.

EX FICO 739 EQ FICO 710 TU FICO 741 *************Total Credit Limits: $723,750 The past is the past. In my wallet: Alaska Airlines Visa (21k), Amex(27.6k), Amex Green (NPSL), BankAmericard (55.5k), BB&T (2k), BBVA (20k), Blispay (7.5k), Cabelas (12k), Capital One (50.2k), Chase(28.5k), CITI(17k), Diners Club(2 @15k), Discover IT/Chrome(27.5k), 5/3(33k), Equality Visa(5k), Huntington Voice(2 @12k), Key Bank(11k), NASA FCU(5k), NFCU(71.5k), FNBO's Overstock Mastercard(11.5K), Old National Bank Amex (8k), Rakuten Mastercard(9.5k), Sun Country Airlines(15k), Synchrony(104k), Penfed Defender/Promise(5k each), TD Aeroplan/Client Rewards Visas (22.5k), USAA(50k), US Bank(6.5k), and WF Plat Visa/Propel Amex(40.5k).
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: Duck card approval profiles

I think you will get it.  So far we are still yet to see a denial, and we have seen an approval with a bankruptcy and another approval with paid CO's and judgements.  I think it is more likely to come down to what sort of rate and limit.

Frequent Contributor
Posts: 5,974
Registered: ‎09-11-2013
0

Re: Duck card approval profiles

@DiabolicallyRandom,

 

Thanks, do you recall the user with the paid CO's and judgment?  I want to check their stats and see if mine are near.  I recall the BK user.

EX FICO 739 EQ FICO 710 TU FICO 741 *************Total Credit Limits: $723,750 The past is the past. In my wallet: Alaska Airlines Visa (21k), Amex(27.6k), Amex Green (NPSL), BankAmericard (55.5k), BB&T (2k), BBVA (20k), Blispay (7.5k), Cabelas (12k), Capital One (50.2k), Chase(28.5k), CITI(17k), Diners Club(2 @15k), Discover IT/Chrome(27.5k), 5/3(33k), Equality Visa(5k), Huntington Voice(2 @12k), Key Bank(11k), NASA FCU(5k), NFCU(71.5k), FNBO's Overstock Mastercard(11.5K), Old National Bank Amex (8k), Rakuten Mastercard(9.5k), Sun Country Airlines(15k), Synchrony(104k), Penfed Defender/Promise(5k each), TD Aeroplan/Client Rewards Visas (22.5k), USAA(50k), US Bank(6.5k), and WF Plat Visa/Propel Amex(40.5k).
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: Duck card approval profiles

I believe it was ravensfan.  I want to say their score was like 660.

Frequent Contributor
Posts: 5,974
Registered: ‎09-11-2013
0

Re: Duck card approval profiles

@DiabolicallyRandom,

 

Yes it was Ravenfan2001.  How can I forget that since it was him/her who got me hyped and I accidently applied for the Discover card thinking I was applying for the Duck card Smiley LOL

EX FICO 739 EQ FICO 710 TU FICO 741 *************Total Credit Limits: $723,750 The past is the past. In my wallet: Alaska Airlines Visa (21k), Amex(27.6k), Amex Green (NPSL), BankAmericard (55.5k), BB&T (2k), BBVA (20k), Blispay (7.5k), Cabelas (12k), Capital One (50.2k), Chase(28.5k), CITI(17k), Diners Club(2 @15k), Discover IT/Chrome(27.5k), 5/3(33k), Equality Visa(5k), Huntington Voice(2 @12k), Key Bank(11k), NASA FCU(5k), NFCU(71.5k), FNBO's Overstock Mastercard(11.5K), Old National Bank Amex (8k), Rakuten Mastercard(9.5k), Sun Country Airlines(15k), Synchrony(104k), Penfed Defender/Promise(5k each), TD Aeroplan/Client Rewards Visas (22.5k), USAA(50k), US Bank(6.5k), and WF Plat Visa/Propel Amex(40.5k).
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: Duck card approval profiles

Lol. Yeah, it was.  Still a pretty good error on your part though.

Frequent Contributor
Posts: 5,974
Registered: ‎09-11-2013
0

Re: Duck card approval profiles

@DiabolicallyRandom,

 

Yes, if all errors turned out that way, I would be in heaven right now Smiley Surprised  Thanks for your vote of confidence

EX FICO 739 EQ FICO 710 TU FICO 741 *************Total Credit Limits: $723,750 The past is the past. In my wallet: Alaska Airlines Visa (21k), Amex(27.6k), Amex Green (NPSL), BankAmericard (55.5k), BB&T (2k), BBVA (20k), Blispay (7.5k), Cabelas (12k), Capital One (50.2k), Chase(28.5k), CITI(17k), Diners Club(2 @15k), Discover IT/Chrome(27.5k), 5/3(33k), Equality Visa(5k), Huntington Voice(2 @12k), Key Bank(11k), NASA FCU(5k), NFCU(71.5k), FNBO's Overstock Mastercard(11.5K), Old National Bank Amex (8k), Rakuten Mastercard(9.5k), Sun Country Airlines(15k), Synchrony(104k), Penfed Defender/Promise(5k each), TD Aeroplan/Client Rewards Visas (22.5k), USAA(50k), US Bank(6.5k), and WF Plat Visa/Propel Amex(40.5k).
Frequent Contributor
Posts: 5,974
Registered: ‎09-11-2013
0

Re: Duck card approval profiles

I also asked for a balance transfer from my Amex PRG of $4600 thinking that may help me.  If not, I'll be PIF anyway.

EX FICO 739 EQ FICO 710 TU FICO 741 *************Total Credit Limits: $723,750 The past is the past. In my wallet: Alaska Airlines Visa (21k), Amex(27.6k), Amex Green (NPSL), BankAmericard (55.5k), BB&T (2k), BBVA (20k), Blispay (7.5k), Cabelas (12k), Capital One (50.2k), Chase(28.5k), CITI(17k), Diners Club(2 @15k), Discover IT/Chrome(27.5k), 5/3(33k), Equality Visa(5k), Huntington Voice(2 @12k), Key Bank(11k), NASA FCU(5k), NFCU(71.5k), FNBO's Overstock Mastercard(11.5K), Old National Bank Amex (8k), Rakuten Mastercard(9.5k), Sun Country Airlines(15k), Synchrony(104k), Penfed Defender/Promise(5k each), TD Aeroplan/Client Rewards Visas (22.5k), USAA(50k), US Bank(6.5k), and WF Plat Visa/Propel Amex(40.5k).
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: Duck card approval profiles

It makes me want to make an error! LOL  Just not sure what error, I seem to have cards from most major issuers.

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