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Established Contributor
Posts: 849
Registered: ‎03-09-2013
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Re: Duck card approval profiles

[ Edited ]

Equifax from them was 737, AAOA 4 years, and utilization 1%.  4 cards and new auto loan opened within the last year. 3 inquiries. Initially got the 7-10 day message, then the card arrived about a week and a half later with $13,500 limit.

 

 

 

 

 

edited to add limit

Established Contributor
Posts: 515
Registered: ‎01-22-2011
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Re: Duck card approval profiles

EQ Score 750.AAoA 8 years, 0 Util. ..very thick file and 55 inq. in the past 2 years.  Appoved for 20K...

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Super Contributor
Posts: 7,692
Registered: ‎09-22-2012
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Re: Duck card approval profiles


sandman2435 wrote:

EQ Score 750.AAoA 8 years, 0 Util. ..very thick file and 55 inq. in the past 2 years.  Appoved for 20K...


Wow.  How does the $20k limit compare to your other cards?

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Duck card approval profiles

55 inquiries??? For whAt?!??!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 731
Registered: ‎06-06-2012
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Re: Duck card approval profiles

Have they been asking for anything for proof of income, like docs sent to them or anything? I know most credit unions have stricter income proof requirements.

 

 

Established Contributor
Posts: 849
Registered: ‎03-09-2013
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Re: Duck card approval profiles

They didnt ask me for proof of anything. I didnt even call for recon on the 7-10 day message.

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Posts: 7,692
Registered: ‎09-22-2012
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Re: Duck card approval profiles


compassion101 wrote:

Have they been asking for anything for proof of income, like docs sent to them or anything? I know most credit unions have stricter income proof requirements.

 

 


They didn't ask me for any docs.  I also haven't heard of anybody geting denied for the card - either instant approval or approval after 7-10 day notice.

Established Contributor
Posts: 849
Registered: ‎03-09-2013
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Re: Duck card approval profiles

Has anyone with lower scores tested this out yet?

Established Contributor
Posts: 798
Registered: ‎08-30-2013
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Re: Duck card approval profiles

Right now I'm at 699 on EQ 669 on EX with a few paid baddies and 8 fairly new TL's. Should I try it? (Supposed to be gardening)

Established Contributor
Posts: 849
Registered: ‎03-09-2013
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Re: Duck card approval profiles

I wouldnt want to step on any gardening toes, but they seem like they dont care about inquiries and give large limits to non-members.  Not to mention that we havent seen a denial yet.

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