Credit Card Center Advertiser Disclosure†
10-15-2013 01:56 PM - edited 10-15-2013 02:00 PM
Equifax from them was 737, AAOA 4 years, and utilization 1%. 4 cards and new auto loan opened within the last year. 3 inquiries. Initially got the 7-10 day message, then the card arrived about a week and a half later with $13,500 limit.
edited to add limit
10-15-2013 03:17 PM
EQ Score 750.AAoA 8 years, 0 Util. ..very thick file and 55 inq. in the past 2 years. Appoved for 20K...
Wow. How does the $20k limit compare to your other cards?
10-15-2013 03:21 PM
10-15-2013 04:02 PM
Have they been asking for anything for proof of income, like docs sent to them or anything? I know most credit unions have stricter income proof requirements.
They didn't ask me for any docs. I also haven't heard of anybody geting denied for the card - either instant approval or approval after 7-10 day notice.
10-15-2013 04:14 PM
I wouldnt want to step on any gardening toes, but they seem like they dont care about inquiries and give large limits to non-members. Not to mention that we havent seen a denial yet.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.