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Duck card approval profiles

Super Contributor

Re: Duck card approval profiles

@credit hoarder,

 

Yes the duck card.  Ravensfan got me hyped to reapply

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 81 of 620
Established Contributor

Re: Duck card approval profiles

Yes. It's my fault. Smiley Wink

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 82 of 620
Super Contributor

Re: Duck card approval profiles

Lol lol

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 83 of 620
Valued Contributor

Re: Duck card approval profiles

@12njoy: Congrats! And a nice limit too.

Message 84 of 620
Super Contributor

Re: Duck card approval profiles

Thank you credit hoarder

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 85 of 620
Valued Contributor

Re: Duck card approval profiles

@12njoy: I noticed you stated you had to recon all but 1 of your current accts. If you don't mind my asking, did that include your AMEX accts also? I'm asking b/c I just got turned down for them for a second time since early Sept. a few days ago. I'm currently waiting for the denial letter in the mail. I haven't called to try a recon yet. I apped for the Green card.

Message 86 of 620
Super Contributor

Re: Duck card approval profiles

@credit hoarder,

 

For the most part amex cards were recoon due to fraud alert on credit report required them to verify my identity otherwise would have been instant.  I did have to recon the blue cash preferred because I already had the blue cash everyday.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 87 of 620
Established Contributor

Re: Duck card approval profiles

Congrats ravensfan!

Congrats on the second go round 12njoy! Has anything in your profile changed since August?
Message 88 of 620
Super Contributor

Re: Duck card approval profiles

@ DiabolicallyRandom,

 

My EQ FICO score went up about 10-15 points (66o's - 687) from when I applied on August 6th.  My student loans also came back on my report after being transferred (126K).  I opened up one new American Express card with a limit of $4,500.  Oh and maybe the big item (I guess) was that the chargeoff's all aged over 5 years effective October 1st.  A couple of inquires came off.  This is all that has changed.  I really think it must have been the age of the chargeoff's because when I was denied in August that was all that they cited.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 89 of 620
Super Contributor

Re: Duck card approval profiles

@credit-hoarder,

 

What does your profile look like?

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 90 of 620