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Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

EBay MasterCard

[ Edited ]

Anybody have the eBay MasterCard? http://www.mastercard.ebay.com/?channel=0&promo=154

 

Looks like they have pretty good rewards. 

http://sgweimroln.com/ebay-reward-terms.htm

 

  • 3x points/$1 spent on
      Gas & Restaurant Purchases
  • 2x points/$1 spent on
      eBay & PayPal Purchases
  • 1x points/$1 spent on
      all other MasterCard Purchases

Plus, they're GEMB,so good with CLIs. Geez, this is addictive! It's so cool to know that I actually could get this card! Id love to know what others who have it think about it.

 

 

 Edited for autocorrect! 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Moderator
webhopper
Posts: 6,793
Registered: ‎09-16-2011

Re: EBay MasterCard

I don't think its a bad deal; definately a better deal than paypal mastercard or bill me later.
I still like my chase amazon more.

This might be a good option for those who are rebuilding. GE is really stepping up on their major cc offerings.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Valued Contributor
jsucool76
Posts: 2,659
Registered: ‎12-11-2011

Re: EBay MasterCard

[ Edited ]

bichonmom wrote:

Anybody have the eBay MasterCard? http://www.mastercard.ebay.com/?channel=0&promo=154

 

Looks like they have pretty good rewards. 

http://sgweimroln.com/ebay-reward-terms.htm

 

  • 3x points/$1 spent on
      Gas & Restaurant Purchases
  • 2x points/$1 spent on
      eBay & PayPal Purchases
  • 1x points/$1 spent on
      all other MasterCard Purchases

Plus, their GEMB,so good with CLIs. Geez, this is addictive! It's so cool to know that I actually could get this card! Id love to know what others who have it think about it.

 

 

 


Seems to be identical to the PayPal Extras Mastercard, except it says ebay instead of paypal on it, but ebay owns paypal so I think they're just branded differently. Only difference is you can get a counter offer with paypal for paypal smart connect, I don't know if you can get that with ebay card. 

 

 

Edit: after some research I found that you're not allowed to have both an ebay and a paypal credit card, which to me, means they are in fact the same exact thing. They are both GECRB, and they have the same rewards structure, only difference is ebay card has that special offer that you posted. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Moderator
Revelate
Posts: 4,298
Registered: ‎12-30-2011

Re: EBay MasterCard

[ Edited ]

Hrm, there's not a whole lot of information on the underwriting criteria out there on this card?

 

Have to admit that's a pretty nice reward package for my current financial life at least.  Restaurants and a non-trivial amount of Paypal transactions.

 

Edit: nice catch jsucool on it's identical stats as the Paypal Extras MC - likely identical underwriting too.

 

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: EBay MasterCard

Yeah,I do like that it'sGEMB. Wish I could pc my ON visa that I don't use. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: EBay MasterCard

In general, I know GE is pretty easy. How are they with the PayPal card? What kind of CLs do they give? I'm liking this card more. :smileyhappy:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
jsucool76
Posts: 2,659
Registered: ‎12-11-2011

Re: EBay MasterCard

[ Edited ]

bichonmom wrote:

In general, I know GE is pretty easy. How are they with the PayPal card? What kind of CLs do they give? I'm liking this card more. :smileyhappy:


I got the smart connect counteroffer, but there was a thread on the boards here (think it's still on page one) OP had a $5000 limit, and upped to $7000 at the 4 month mark, not sure about their scores. 

 

 

Edit: http://ficoforums.myfico.com/t5/Credit-Cards/Paypal-Extra-Master-Card-CLI/td-p/1591872/highlight/fal... There is it 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: EBay MasterCard

The reward on both eBay and PayPal MC are pathetic. Each points is worth about 0.6 cents.

 

So you are getting 0.6%, 1.2%, and 1.8% return respectively.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Contributor
firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: EBay MasterCard


trumpet-205 wrote:

The reward on both eBay and PayPal MC are pathetic. Each points is worth about 0.6 cents.

 

So you are getting 0.6%, 1.2%, and 1.8% return respectively.


Man I'm glad I was denied for it then! (Got denied for a paypal MC because I already have a paypal line of credit. Kinda dumb in my opinion)

My ultimate credit wish,
a JP Morgan Palladium card
Valued Contributor
jamesdwi
Posts: 1,109
Registered: ‎09-16-2011

Re: EBay MasterCard

I had a 685 TU fico approved for Paypal MC extras card with a 2k limit, Income of 83k, 10 TU INQ's in the last 2 years, GE almost always pull TU, its my fourth GE card. Card is only a month old so haven't tested the CLI yet, but have heard good things. Have only ran a single purchase on the card, read about the rewards program after APing for the card probably wouldn't of got the card if I knew how bad they were, but oh well have the card, will probably only use it for paypal purchases. 

 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
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