EDIT: PC'd!! After 6 weeks. How many months of Cap One Journey before PC??

[Anonymous]

Update: So I am impatient and went ahead and got on chat to see if there were any options for me. I was told I could upgrade my Journey to the Quicksilver! I asked twice with the first rep about NO ANNUAL FEE and was assured this was the regular Quicksilver. I then asked the rep he transferred me to to complete the transfer if there was an annual fee and he confirmed NO ANNUAL FEE! I was hoping this would mean a credit limit increase but that was a no-go. 

***Do you think I will still get my credit steps increase?? ***

I got kicked out of chat when I clicked to do the survey so I don't have a transcript available but it was a very speedy, efficient, and pleasant chat!  I called customer service to verify the upgrade had been made - I was worried as I got booted from chat. I was told it had already been upgraded!

Hooray, Quicksilver!!! 

Just as the title says, I am wondering how many months I should have the Journey before I attempt to PC it to something else. My scores are 50-100 pts higher now than when I applied for Journey.

Thanks!

[Anonymous]

At least six months. If this is your only card, I would wait 12 months.

[Anonymous]

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@Anonymous wrote:
At least six months. If this is your only card, I would wait 12 months.

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I just tried on chat and got upgraded to the Quicksilver! With a SP. 

[Anonymous]

And I'd like to add - On cap one prequal site, I am prequal'd only for QS1 and Platinum.

[Anonymous]

Congrats on the successful PC! What was your starting limit? I requested a PC yesterday for QS1 to regular QS and was denied my current limit is $2k.. I don't think it should affect your credit steps either.

[Anonymous]

I got the AF permanently waived on my QS1 yesterday and my platinum PC to QS1 with $19 AF (I think waived the first year) and both are still in credit steps.

[Anonymous]

Congrats on the successful PC! I too also requested a PC from my Journey to the regular QS (with no annual fee). I was only 2 months in and got approved for the PC. Like you, I was also only pre-approved for the QS1 and plat. Cheers to both of us!