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Does anyone know if you can Freequest a Chase Freedom Visa with an EMV? I sent a secured message through the online banking portal and they replied with "here are a list of cards that come with an emv" feel free to apply. Freedom, of course was not on there.
sorry for the typo "request"
yes!
@eagles08 wrote:
I want to get my Freedom and BCE with the chip just because I think it looks cool. I can't really see myself using it, at least not in the near future. My question is this. I once read somewhere that once you get it chipped you can't go back. If I request these cards with EMV chip ill still be able to swipe them like I do now right?
@nyancat wrote:
A lot of shops have EMV readers but most are programmed with EMV disabled (don't worry swipes will work). Most Walmarts have it enabled as well as small shops using the First Data FD35 pin pad and FD100 terminal. Some Home Depots apparently have it enabled too. Walmart and Home Depot make a lot of sense since they're two very high fraud rate merchants from my understanding, but others need to get their act together. They have the hardware. Now enable it.
+1. Most terminals installed within in the past couple years have EMV readers, but they aren't activated for the most part.
@ezdoesit wrote:To be honest I think that most cards that have EMV don't look that great I feel the Chip takes away from the look of the front of the card. I think the redesigned Citi prestige the chip is in the back. Not 100% sure but that is how it sounded when I read about it on here.
I think it depends on the CC. My Costco TE Amex shipped with an EMV and it's very unobtrusive. I think my BCE would look nice with one, since it'd give it an even more modern look.
@Anonymous wrote:yes!
@eagles08 wrote:
I want to get my Freedom and BCE with the chip just because I think it looks cool. I can't really see myself using it, at least not in the near future. My question is this. I once read somewhere that once you get it chipped you can't go back. If I request these cards with EMV chip ill still be able to swipe them like I do now right?
Why do people (including banks) keep saying yes to this question? The entire point of EMV is that the answer is no. That's like the whole reason for the switch.