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EO email results update.

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phoenix_one
Contributor

EO email results update.

I had sent an email to Capital One EO asking to do some adjustmetns to my Orchard Bank account (900 CLI) after it was it with an AF of $59.

Requested CLI, AF waived, Interest reduction (from 19.9%) and PC.

 

After a call and a HP they increased my CL to 5K. (No bad)

 

My AF still showed, so I called and they informed me that they credited  the AF amount (it takes 5 days to show) AND they reduced my interest rate to 15.9%.

 

3 out of 4 ain't bad!


Starting Score: 660 - 2010
Current Score: Experian 758, Equifax 767, TransUnion 754
Goal Score: 800


Take the myFICO Fitness Challenge
Message 1 of 9
8 REPLIES 8
SpecFile
Valued Contributor

Re: EO email results update.

Very nice!!! $900 to $5k is awesome. How long have you had the card?
Message 2 of 9
LS2982
Mega Contributor

Re: EO email results update.

CONGRATS!!!

Thats a good HP result!!



EQ FICO 548 3/3/16
Message 3 of 9
09Lexie
Moderator Emerita

Re: EO email results update.

Message 4 of 9
counterglow
Member

Re: EO email results update.

How long did it take them to reply to you once you sent an email to Cap1 EO?

Message 5 of 9
Express
Frequent Contributor

Re: EO email results update.

Nice CLI! Smiley Surprised, Did you say HP? 

CL $408,200
Message 6 of 9
myjourney
Super Contributor

Re: EO email results update.

Nice congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 9
phoenix_one
Contributor

Re: EO email results update.

Thanks! It would not have been possible without this forum!

SpecFile - I had the card for 3 years.

counterglow - I received a phone call within 24 hours of sending the email.

Express - Yes, it was Hard Pull, actually she was surprised that I agreed to an HP when she asked for permission. I didn't mind since I do not plan to apply for anything for the next 2 years. It was my lowest CL card and was considering canceling it. Never hurts to ask!

Starting Score: 660 - 2010
Current Score: Experian 758, Equifax 767, TransUnion 754
Goal Score: 800


Take the myFICO Fitness Challenge
Message 8 of 9
primechicken
Contributor

Re: EO email results update.

Nicely done! Congrats!

I got some cards with some credit limits. Some are better than others.
Message 9 of 9
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