Reply
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

EQ 14 Point Drop due to BOA / FIA Cards CLD

I checked my fico reports. Thank God my TU did not take any hit due to the recent CLD from BOA/FIA Cards. But my EQ took 14 Point CLD. I have paid off balances in full and hoping they would update my balances and my score would come back to normal again. I am so pissed and upset with the way they are doing things.

 

I always do PIF and never late. By the doing a CLD during the middle of the month and updating the new CL and new balance with out even giving a chance for me to pay off the balance is insance on their part. I called and requested to restore the CL and they said no.

 

I am debating if I should sock drawer the cards or keep using them for small purchases and keep them alive. It is very disappointing after all the hardwork we do to keep the scores up and develop/maintin good habits we learn at myFico and after all these, the way the banks are taking AA on customers is not very good in my book.

Established Contributor
Posts: 586
Registered: ‎03-12-2008
0

Re: EQ 14 Point Drop due to BOA / FIA Cards CLD

Sorry concord.....I agree people that are responsible are now paying the price with the economy.  I am just hoping BoA doesn't slash too much of my CL.  They already CLD $500 on one card, but I have 25k total with them.
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.