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Hi all,
Just wanted to share some positive news. I opened four new cards last week (Barclay Apple, Target, Amazon, CareCredit) and just checked my score today. IT JUMPTED 47 points! I also had 2 very recent baddies removed which probably played a huge part but I'm so happy because I was worried the new accounts and inqs would actually cause me to drop lower than I was (554).
FOR THE FIRST TIME EVER I AM ABOVE 600!!
(601...but still!) ... time to update the siggy!
Thanks Parakeet!
I just pulled TU and it jumpted 46 points, to 626.
I am very happy to see some positive things going on right now and to see my hard work paying off.
WOW - Four new credit lines in one week, with a 554 FICO ?!?
What kind of credit limits did they give you ?
Awesome - congrats!
It probably is mostly baddies. I think util from the new accounts might be helping, as I added $4300 total to what I had available.
Thanks for all the positive encouragement guys