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Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

EQ is 716!

I'm pretty sure this is the highest it's ever been since I've started tracking it last March. I'd like to do some things before it drops back down again (I've done some heavy spending in the last few weeks/months, I was in a wedding so I spent a lot across a few different cards). I'd really like to push for a CLI on my Chase Amazon, had the card since 2007 (maybe earlier) and I've never had an increase. Will this definitely result in an HP? I love the card, do a lot of shopping on Amazon and would like to see it grow. Anyone received an CLI from them?

 

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: EQ is 716!

I received an auto cli on my 4th or 5th statement but it was only $300 increase.  Yes, chase is hard pull if you request unless you can convince the executive office to do a soft pull.

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Moderator
Posts: 13,316
Registered: ‎04-15-2011
0

Re: EQ is 716!

HP for customer initiated CLI.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: EQ is 716!

I have the Amazon Visa card from Chase, so it's not like the Amazon store card. I guess I could stand to lose some points with the HP.  I haven't had one since I applied for my MC card 6+ months ago.  I've seen some nice growth with my Discover card, receved two auto CLIs now from them.  Haven't seen any growth with my MC, I'm going to see if I can do a PC to a different MC card, because I don't like the Platinum with the Extra Cash.


Back to the my Chase question, does anyone know what number to call? When I called the number on the back of my card there was no option from the auto menu.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: EQ is 716!


kc12286 wrote:

I have the Amazon Visa card from Chase, so it's not like the Amazon store card. I guess I could stand to lose some points with the HP.  I haven't had one since I applied for my MC card 6+ months ago.  I've seen some nice growth with my Discover card, receved two auto CLIs now from them.  Haven't seen any growth with my MC, I'm going to see if I can do a PC to a different MC card, because I don't like the Platinum with the Extra Cash.


Back to the my Chase question, does anyone know what number to call? When I called the number on the back of my card there was no option from the auto menu.


I have the Amazon Chase Visa too and was given a small auto cli on my 4th or 5th statement.There is a list of backdoor numbers on this site.

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: EQ is 716!


calihlove75 wrote:

kc12286 wrote:

I have the Amazon Visa card from Chase, so it's not like the Amazon store card. I guess I could stand to lose some points with the HP.  I haven't had one since I applied for my MC card 6+ months ago.  I've seen some nice growth with my Discover card, receved two auto CLIs now from them.  Haven't seen any growth with my MC, I'm going to see if I can do a PC to a different MC card, because I don't like the Platinum with the Extra Cash.


Back to the my Chase question, does anyone know what number to call? When I called the number on the back of my card there was no option from the auto menu.


I have the Amazon Chase Visa too and was given a small auto cli on my 4th or 5th statement.There is a list of backdoor numbers on this site.


I attempted to get a CLI by calling the number on the back of my card. I was declined for whatever reason, I was told I'd receive a letter in the mail explaining why. I've had the card since 2007, if not earlier. And I'm thinking the newer batch of cards are where people are seeing auto CLIs. I've never seen one and I've used it and paid it off, let a balance sit, paid it off and run it up again. I almost wonder if their system isn't like Best Buys was with the store cards,where if you applied during a certain period you would be stuck at a certain credit limit.  I'd almost like to cancel it and apply for a new one and see if I get a better credit limit, but I've built too much history with it at this point. I'll just use it for Amazon and gas because those are the highest return  when Discover isn't offering their 5%.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: EQ is 716!


kc12286 wrote:

calihlove75 wrote:

kc12286 wrote:

I have the Amazon Visa card from Chase, so it's not like the Amazon store card. I guess I could stand to lose some points with the HP.  I haven't had one since I applied for my MC card 6+ months ago.  I've seen some nice growth with my Discover card, receved two auto CLIs now from them.  Haven't seen any growth with my MC, I'm going to see if I can do a PC to a different MC card, because I don't like the Platinum with the Extra Cash.


Back to the my Chase question, does anyone know what number to call? When I called the number on the back of my card there was no option from the auto menu.


I have the Amazon Chase Visa too and was given a small auto cli on my 4th or 5th statement.There is a list of backdoor numbers on this site.


I attempted to get a CLI by calling the number on the back of my card. I was declined for whatever reason, I was told I'd receive a letter in the mail explaining why. I've had the card since 2007, if not earlier. And I'm thinking the newer batch of cards are where people are seeing auto CLIs. I've never seen one and I've used it and paid it off, let a balance sit, paid it off and run it up again. I almost wonder if their system isn't like Best Buys was with the store cards,where if you applied during a certain period you would be stuck at a certain credit limit.  I'd almost like to cancel it and apply for a new one and see if I get a better credit limit, but I've built too much history with it at this point. I'll just use it for Amazon and gas because those are the highest return  when Discover isn't offering their 5%.


Don't bother will the regular number as they have no authority. Try these numbers. I would start with the credit analyst and then go the exec route if not satisfied. Since 2007 without a cli is ridiculous.

Chase: 888-245-0625 (Credit Analyst - Recons)

Chase: 888-622-7547 (Chase Executive Ofc. in IL)

 

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: EQ is 716!

Congrats on the score!  Keep up the good work! :-)


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: EQ is 716!


calihlove75 wrote:

kc12286 wrote:

calihlove75 wrote:

kc12286 wrote:

I have the Amazon Visa card from Chase, so it's not like the Amazon store card. I guess I could stand to lose some points with the HP.  I haven't had one since I applied for my MC card 6+ months ago.  I've seen some nice growth with my Discover card, received two auto CLIs now from them.  Haven't seen any growth with my MC, I'm going to see if I can do a PC to a different MC card, because I don't like the Platinum with the Extra Cash.


Back to the my Chase question, does anyone know what number to call? When I called the number on the back of my card there was no option from the auto menu.


I have the Amazon Chase Visa too and was given a small auto cli on my 4th or 5th statement.There is a list of backdoor numbers on this site.


I attempted to get a CLI by calling the number on the back of my card. I was declined for whatever reason, I was told I'd receive a letter in the mail explaining why. I've had the card since 2007, if not earlier. And I'm thinking the newer batch of cards are where people are seeing auto CLIs. I've never seen one and I've used it and paid it off, let a balance sit, paid it off and run it up again. I almost wonder if their system isn't like Best Buys was with the store cards,where if you applied during a certain period you would be stuck at a certain credit limit.  I'd almost like to cancel it and apply for a new one and see if I get a better credit limit, but I've built too much history with it at this point. I'll just use it for Amazon and gas because those are the highest return  when Discover isn't offering their 5%.


Don't bother will the regular number as they have no authority. Try these numbers. I would start with the credit analyst and then go the exec route if not satisfied. Since 2007 without a cli is ridiculous.

Chase: 888-245-0625 (Credit Analyst - Recons)

Chase: 888-622-7547 (Chase Executive Ofc. in IL)

 


Can I do that if I was already denied by the system? I could hear the person typing, though I have no way of knowing what they were doing. They said they pulled my report, though they couldn't (or wouldn't tell me) which one and I asked before he started what he'd be pulling, he laughed said he'd be pulling from any or all of the bureaus.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: EQ is 716!


kc12286 wrote:

calihlove75 wrote:

kc12286 wrote:

calihlove75 wrote:

kc12286 wrote:

I have the Amazon Visa card from Chase, so it's not like the Amazon store card. I guess I could stand to lose some points with the HP.  I haven't had one since I applied for my MC card 6+ months ago.  I've seen some nice growth with my Discover card, received two auto CLIs now from them.  Haven't seen any growth with my MC, I'm going to see if I can do a PC to a different MC card, because I don't like the Platinum with the Extra Cash.


Back to the my Chase question, does anyone know what number to call? When I called the number on the back of my card there was no option from the auto menu.


I have the Amazon Chase Visa too and was given a small auto cli on my 4th or 5th statement.There is a list of backdoor numbers on this site.


I attempted to get a CLI by calling the number on the back of my card. I was declined for whatever reason, I was told I'd receive a letter in the mail explaining why. I've had the card since 2007, if not earlier. And I'm thinking the newer batch of cards are where people are seeing auto CLIs. I've never seen one and I've used it and paid it off, let a balance sit, paid it off and run it up again. I almost wonder if their system isn't like Best Buys was with the store cards,where if you applied during a certain period you would be stuck at a certain credit limit.  I'd almost like to cancel it and apply for a new one and see if I get a better credit limit, but I've built too much history with it at this point. I'll just use it for Amazon and gas because those are the highest return  when Discover isn't offering their 5%.


Don't bother will the regular number as they have no authority. Try these numbers. I would start with the credit analyst and then go the exec route if not satisfied. Since 2007 without a cli is ridiculous.

Chase: 888-245-0625 (Credit Analyst - Recons)

Chase: 888-622-7547 (Chase Executive Ofc. in IL)

 


Can I do that if I was already denied by the system? I could hear the person typing, though I have no way of knowing what they were doing. They said they pulled my report, though they couldn't (or wouldn't tell me) which one and I asked before he started what he'd be pulling, he laughed said he'd be pulling from any or all of the bureaus.


Yes, that what is what recon is for. You already took a hard pull. I would call that first number. I am thinking they will help you. If not call the exec.

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
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