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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: EQ only pulls + easy to get??


beautybrainsbooty wrote:

Hey yall! I've scoured the boards looking for this info. Are there any credit cards that only pull EQ besides the standard big boys? (easy to get would be a plus as well) I am in search of one final card to add to my file.  thanks for the input! :smileywink:


Discover likes to pull EQ but they're not limited to just that bureau.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: EQ only pulls + easy to get??

This is a great online community.Very nice how everyone pulls together in order to help others in need of advice.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: EQ only pulls + easy to get??


MountainHiker wrote:

This is a great online community.Very nice how everyone pulls together in order to help others in need of advice.


:smileyhappy:

 

Were all here to help!!! (In any way we can)

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: EQ only pulls + easy to get??


flowfaster wrote:
Alliant CU pulls eq.

Just looked up the score range for CC approval with Alliant and its very telling.People are getting decent CL ($2.5-$5.0) with average scores.EQ-FICO scores of 610-650 seem to be good enough.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: EQ only pulls + easy to get??

Alliant is a great credit union. Next day ACH transfers are the best. Great place to stash some risk free cash too like an emergency fund.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: EQ only pulls + easy to get??


MountainHiker wrote:

flowfaster wrote:
Alliant CU pulls eq.

Just looked up the score range for CC approval with Alliant and its very telling.People are getting decent CL ($2.5-$5.0) with average scores.EQ-FICO scores of 610-650 seem to be good enough.


Make sure to look at date of approvals.  After 2008-2009, lots of places changed their standards.

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Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: EQ only pulls + easy to get??


Crashem wrote:

MountainHiker wrote:

flowfaster wrote:
Alliant CU pulls eq.

Just looked up the score range for CC approval with Alliant and its very telling.People are getting decent CL ($2.5-$5.0) with average scores.EQ-FICO scores of 610-650 seem to be good enough.


Make sure to look at date of approvals.  After 2008-2009, lots of places changed their standards.


Good of you!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: EQ only pulls + easy to get??

Nordstrom is eq only puller as well if my memory serves.  But they can be tuff to get approvals.

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Regular Contributor
Posts: 214
Registered: ‎08-02-2012
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Re: EQ only pulls + easy to get??

you guys are awesome! :smileywink:  ok, soooooo maybe I should try alliant before DCU for an easy approval. Any Alliant members with CC recent experience?

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: EQ only pulls + easy to get??

Check the databases, but I would say Alliant easier than DCU.  DCU used to be easier but after 2008 financial meltdown, they seemed to have tightened standards.

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