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Mega Contributor
LS2982
Posts: 14,447
Registered: ‎04-09-2011

Re: EQ only pulls + easy to get??


beautybrainsbooty wrote:

Hey yall! I've scoured the boards looking for this info. Are there any credit cards that only pull EQ besides the standard big boys? (easy to get would be a plus as well) I am in search of one final card to add to my file.  thanks for the input! :smileywink:


Discover likes to pull EQ but they're not limited to just that bureau.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: EQ only pulls + easy to get??

This is a great online community.Very nice how everyone pulls together in order to help others in need of advice.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Mega Contributor
LS2982
Posts: 14,447
Registered: ‎04-09-2011

Re: EQ only pulls + easy to get??


MountainHiker wrote:

This is a great online community.Very nice how everyone pulls together in order to help others in need of advice.


:smileyhappy:

 

Were all here to help!!! (In any way we can)

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: EQ only pulls + easy to get??


flowfaster wrote:
Alliant CU pulls eq.

Just looked up the score range for CC approval with Alliant and its very telling.People are getting decent CL ($2.5-$5.0) with average scores.EQ-FICO scores of 610-650 seem to be good enough.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: EQ only pulls + easy to get??

Alliant is a great credit union. Next day ACH transfers are the best. Great place to stash some risk free cash too like an emergency fund.
Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: EQ only pulls + easy to get??


MountainHiker wrote:

flowfaster wrote:
Alliant CU pulls eq.

Just looked up the score range for CC approval with Alliant and its very telling.People are getting decent CL ($2.5-$5.0) with average scores.EQ-FICO scores of 610-650 seem to be good enough.


Make sure to look at date of approvals.  After 2008-2009, lots of places changed their standards.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: EQ only pulls + easy to get??


Crashem wrote:

MountainHiker wrote:

flowfaster wrote:
Alliant CU pulls eq.

Just looked up the score range for CC approval with Alliant and its very telling.People are getting decent CL ($2.5-$5.0) with average scores.EQ-FICO scores of 610-650 seem to be good enough.


Make sure to look at date of approvals.  After 2008-2009, lots of places changed their standards.


Good of you!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: EQ only pulls + easy to get??

Nordstrom is eq only puller as well if my memory serves.  But they can be tuff to get approvals.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: EQ only pulls + easy to get??

you guys are awesome! :smileywink:  ok, soooooo maybe I should try alliant before DCU for an easy approval. Any Alliant members with CC recent experience?

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: EQ only pulls + easy to get??

Check the databases, but I would say Alliant easier than DCU.  DCU used to be easier but after 2008 financial meltdown, they seemed to have tightened standards.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

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