EXPERIAN PULL

[inquring_minds]

db23,  do you think I have a good chance with AMEX?

[smallfry]

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@Anonymous wrote:
It will take a few weeks, CCCU is FAR from an instant approval. The do manual reviews of EVERY application.

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They might get personal about any baddies too. Be prepared to answer some questions about the circumstances surrounding any negatives.

[Anonymous]

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@inquring_minds wrote:

db23, do you think I have a good chance with AMEX?

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I would say probably not very great, depending largely on how old those CAs are.

[inquring_minds]

I will proceed with caution

[Anonymous]

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@inquring_minds wrote:

I will proceed with caution

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FWIW I wouldn't proceed at all with AMEX, it will probably turn into a wasted EX inquiry.

Patelco is another good CU who pulls EX if you aren't already in with them it would be worth looking into.

[Anonymous]

I just pulled my EX fico score again after these 2 inquiries from CCCU and eddie bauer. My score is still 648. It is showing these 2 inquiries. But my score did not go down. Should not it go down after 2 inquiries?

Thanks

[Anonymous]

Can I apply for Carnival sea miles card with EXP fico score of 648?

Thanks

[Anonymous]

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@Anonymous wrote:

Can I apply for Carnival sea miles card with EXP fico score of 648?

Thanks

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I wouldn't touch them with a 10' pole, at least not until they stop closing people's new cards. Juniper is just too iffy right now. They had been pulling ONLY TU up until recently when people have been reporting multiple pulls, not just TU. I wouldn't waste an inq on Juniper/Barclays.

[Anonymous]

Thanks . I would not apply for it then.