Credit Cards

[greenpang]

I just registered my Express Rewards account (just the store rewards card, not the credit card) onilne, and it informed me that I'm pre-approved for the credit card.

I clicked to read more, and the next page is titled "THE EXPRESS NEXT CREDIT CARD APPLICATION," but it only asks for the last four digits of my SSN and my birthdate.

Any idea whether this will be a hard or soft pull? I'm happy to press the apply button if soft, and I've read you guys talking about the "shopping cart trick," but I don't quite understand what that is.

[distantarray]

it's a soft and approval it's a comenity / wnffb trick to get a card with no inquiry

[greenpang]

Awesome, thanks!

[Epcot]

I did the shopping cart trick with Victoria Secret and Walmart.

Both were pre-approvals through their shopping cart and both were soft pulls. Although based on what I have read here, walmart may have been a fluke.

[jmco]

does anyone else do this?  I need a tj maxx card!!!  LMAO!

[IECredit]

What kind of limits does Express give?

[dodgerslv]

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IECredit wrote:

What kind of limits does Express give?

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I think they are known to give toy limits (correct me if im wrong)...i would say somewhere around the 300-500 limit range.