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Earliest anyone has seen their Amex cards report?

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Anonymous
Not applicable

Earliest anyone has seen their Amex cards report?

I know the general consensus is that most new Amex cards take 2-3 months or statements to report; however, I am interested in seeing if anyone had their new cards show up on their credit reports sooner. Thanks everyone!

Message 1 of 6
5 REPLIES 5
manyquestions
Established Contributor

Re: Earliest anyone has seen their Amex cards report?

I had one show up after I only had the card for around 6 weeks  but I agree that two months is more common and that is what you should plan for.  I think it may have been because the first statement cut after I had the card for only a week or so. In my experience they are the slowest to report of all the major creditors.

Message 2 of 6
Open123
Super Contributor

Re: Earliest anyone has seen their Amex cards report?

Ah, I've had a new Amex TL report in as little as 2 weeks, and one where it had taken about 3 1/2 months.  It just seems pretty random, at least for my accounts.

Message 3 of 6
sjt
Senior Contributor

Re: Earliest anyone has seen their Amex cards report?

For me it was after one billing statement

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 4 of 6
Anonymous
Not applicable

Re: Earliest anyone has seen their Amex cards report?

Mine hasn't reported yet and I got it over a month ago.
Message 5 of 6
NRB525
Super Contributor

Re: Earliest anyone has seen their Amex cards report?

Hilton: Apped April 22, 2015 reported to both EQ and EX on May 20.

 

SPG: Apped Aug 12, 2015, reported to EQ September 30.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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