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Regular Contributor
Posts: 266
Registered: ‎09-05-2012
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Easier Amex to Get? Gold Delta or Green Charge?

Planning to app with Amex even though I shouldn't. Don't care about inquiries at the moment. Here's how I'm looking:

 

AAOA: 1.2 years

Oldest acct: 8 years

Recently app'd for: 5 applications/5 approved/3 of those already showing up on my credit as new trade lines (1100/1900/2000)

Other inquiries are 5 months old (4 inquiries old, 5 new for a total of 9 inquiries)

Highest Card Limit: 2400 (opened 5 months ago)

 

What are your thoughts on approval chances? If I was dumb enough to pull the trigger, would you try for the Green or the Gold Delta?

 

Thanks




Contributor
Posts: 253
Registered: ‎08-06-2012
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Re: Easier Amex to Get? Gold Delta or Green Charge?

I just got approved for Delta Gold.

If you can use the miles, go for it. 

 

 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Valued Member
Posts: 36
Registered: ‎12-18-2011
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Re: Easier Amex to Get? Gold Delta or Green Charge?


Johnny_Favorite wrote:

Planning to app with Amex even though I shouldn't. Don't care about inquiries at the moment. Here's how I'm looking:

 

AAOA: 1.2 years

Oldest acct: 8 years

Recently app'd for: 5 applications/5 approved/3 of those already showing up on my credit as new trade lines (1100/1900/2000)

Other inquiries are 5 months old (4 inquiries old, 5 new for a total of 9 inquiries)

Highest Card Limit: 2400 (opened 5 months ago)

 

What are your thoughts on approval chances? If I was dumb enough to pull the trigger, would you try for the Green or the Gold Delta?

 

Thanks


 

I think you could be approved.  I would try for the green first and if approved try for the delta gold immediately after.  You could possibly get approved for both with one inquiry, 


Starting Score (January 2013): TU: 704, EQ: 679, EX: 687
Current Score (September 2013): TU: 741. EQ: 703, EX: 712
Goal Score: 730 Across the Board


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Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: Easier Amex to Get? Gold Delta or Green Charge?

The green charge is easier, you might want to try for it first.... then if you get denied for the Delta you at least have a way to build a relationship with AMEX... wait 3 months and app for the delta again

 

also look into the platinum instead of the gold for delta.... if you actually fly and ever travel with a companion if will pay for it's self over the gold

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