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Contributor
londonhogfan
Posts: 142
Registered: ‎01-15-2013
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Easiest AMEX card approval?

I want to get an AMEX card sometime this year but  was recently turned down for the Blue card. Is there a certain card that is easiest to get approved for?



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
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Re: Easiest AMEX card approval?

Green and Gold charge cards and Delta Gold for revolver.


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
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Re: Easiest AMEX card approval?


chnceit wrote:

Green and Gold charge cards and Delta Gold for revolver.


...really? I thought all the charge cards had the same requirement?

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Contributor
londonhogfan
Posts: 142
Registered: ‎01-15-2013
0

Re: Easiest AMEX card approval?

Thanks for the info. I would have thought the Blue or Clear were their easiest cards.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Easiest AMEX card approval?


SwiftTone wrote:

chnceit wrote:

Green and Gold charge cards and Delta Gold for revolver.


...really? I thought all the charge cards had the same requirement?


Sorry the Green, Gold and PRG, but the Platinum has a higher requirments as what I read on here. Correct me if I am wrong. Also upgrading to PRG is not guaranteed as well. 


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Johnny_Favorite
Posts: 266
Registered: ‎09-05-2012
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Re: Easiest AMEX card approval?

I just got approved for delta gold. My aaoa is 1.2 years with multiple accts opened in the past 60 days as well as 10 inquiries. They started me off with 1000 limit.



Valued Contributor
Repo-ed
Posts: 2,954
Registered: ‎02-09-2012
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Re: Easiest AMEX card approval?

www.whogavemecredit.com

 

Personally, I would app for the Green Charge card and THEN the delta gold immediately afterwards for best possible chance of approval of both.

 

YMMV

Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: Easiest AMEX card approval?

Amex likes:

 

stability - i.e. not a lot of recently opened accounts, not many inquiries and no overtuilization. They also like to see existing accounts that are at least a year old (and probably longer).

 

They have an internal scoring formula which takes many factors, including income, into account. Assuming none of the stability problems above apply to you, I'd start with the green, and build a relationship with them. Treat them right and they'll return the favor.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
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Valued Contributor
j_casteel
Posts: 1,915
Registered: ‎06-21-2012
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Re: Easiest AMEX card approval?

Everyone says charge cards but a lady at AMEX EO said the Blue was the easiest card to get out of everything, but who know and as always YMMV. Based on the posts here usually people will get a Green and immediately app for the Delta Gold to get 2 cards on 1 HP, and then PC the Delta to a BCE/P. 

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Easiest AMEX card approval?


j_casteel wrote:

Everyone says charge cards but a lady at AMEX EO said the Blue was the easiest card to get out of everything, but who know and as always YMMV. Based on the posts here usually people will get a Green and immediately app for the Delta Gold to get 2 cards on 1 HP, and then PC the Delta to a BCE/P. 


Yeah this is a first I hear of this because AMEX is a charge card company that doesnt really like revolving debt. But hey a lot of companies are changing now a days. Look at their charge cards that are part revolver :smileysurprised:

 


$100K in Credit
Last Credit Card App: 11/16/13

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