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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
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Re: Easiest AMEX card approval?


jake619 wrote:

Johnny_Favorite wrote:

Blue is not easy to get. Not sure where somebody is getting that information. It is one of their hardest cards to qualify for.


It's no Centurion either.


Centurion black isn't a hard card to get, just have to spend $240,000 + a year on a Platinum card then call in and ask for it. If you have the cash they'll give it to you. Of course at $5,000 annual fee no thanks imo. Palladium card by Chase is much better imo. although prestige is nice.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
jake619
Posts: 496
Registered: ‎11-13-2012
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Re: Easiest AMEX card approval?


distantarray wrote:

jake619 wrote:

Johnny_Favorite wrote:

Blue is not easy to get. Not sure where somebody is getting that information. It is one of their hardest cards to qualify for.


It's no Centurion either.


Centurion black isn't a hard card to get, just have to spend $240,000 + a year on a Platinum card then call in and ask for it. If you have the cash they'll give it to you. Of course at $5,000 annual fee no thanks imo. Palladium card by Chase is much better imo. although prestige is nice.


Oh thats all??  Heck, I might call them right now. Centurions for all!  :smileyhappy:  


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Regular Contributor
Bay_Area_Joe
Posts: 243
Registered: ‎10-05-2012
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Re: Easiest AMEX card approval?

What is the $6000 cap you mentioned ?

 

Thank you

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012
0

Re: Easiest AMEX card approval?

No one is answering the actual question lol

 

Its a general consensus that Amex Delta is the easiest Amex card to get. Which is the 2nd easiest Amex revolver to get approved for?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
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Re: Easiest AMEX card approval?


Bay_Area_Joe wrote:

What is the $6000 cap you mentioned ?

 

Thank you


Both the BCP and BCE have a cap on the amount of groceries that get 6% back, $6000 per year. After that they get 1%.

 

Before, it was unlimited and this greatly reduced the value of the card to many.

Regular Contributor
Bay_Area_Joe
Posts: 243
Registered: ‎10-05-2012
0

Re: Easiest AMEX card approval?

Thank you,

 

I thought it was like max limts or something.

 

 

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Easiest AMEX card approval?


sambam94 wrote:

^My 18 year old college student son was approved for the Blue Cash Everyday reecently. He had a USAA card since last May and is an AU on 3 of my cards.  Income of $12,000 was used


This is very different than someone with no credit, limited credit, or bad credit. Your AU accounts inflate your son's credit history, while the USAA card puts his own history over 6 months. 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Easiest AMEX card approval?


cowboyguy wrote:

No one is answering the actual question lol

 

Its a general consensus that Amex Delta is the easiest Amex card to get. Which is the 2nd easiest Amex revolver to get approved for?


probably the BCP or BCE is the easiest revolvers now from the trends I've been seeing on multiple forums imo. Remember there's not a HUGE number of Amex revolvers eithers. There are cards by different banks, but the Amex cards issued by Amex itself and not just on the Amex network like a Macy's Amex etc. There really isn't too much. 

 

Delta, Clear, BCE would probably be the easiest cards if you stay away from Green, but it's always been argued if you can get Green some people say you can get Platinum, it's basically the same general risk, their internal credit limit even with no preset spending limit a real limit is indeed in place with charge cards. It just depends on how much annual fee you want to pay.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
charyot77
Posts: 237
Registered: ‎06-21-2010
0

Re: Easiest AMEX card approval?

I think the Blue card IS the easiest to get.

 

I am talking about the regular Blue card that gives MRE points and not cash.  That card is never mentioned here but I think it is easier because I was approved for it while still having an unpaid judgement at the time.

 

You can convert the regular / "vanilla" Blue card to a BCE card a month or two after you open it.  You'll have to wait a year to convert to the BCP but it is still an in.  The biggest drawback, in my opinion, is that the sign up bonus is 10,000 MRE points and not the $100/$150 you would get with the BCE/BCP respectively.

Frequent Contributor
phillyguy12
Posts: 343
Registered: ‎03-16-2011
0

Re: Easiest AMEX card approval?

for me it was the zync card but think they no longer offer it, its a charge but lower annual fee than the gold or green only 45 vs 95+, after having it for aboout a year i apped for a blue card and got declined.


Amx BCE-9000,Amx Zync-NSPL
Barclay's Mastercard-5600
Credit Union Visa-1200
Discover-1900, Khols-1000

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