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'Easiest' AMEX revolver to get

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lithium78
Established Contributor

Re: 'Easiest' AMEX revolver to get

Anybody know how hard it is to get a BoA Accelerated Rewards Amex?  I have a BoA Cash Rewards Visa right now, but I was thinking about going for their Amex too once my scores improve next year.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Message 11 of 35
bichonmom
Senior Contributor

Re: 'Easiest' AMEX revolver to get

Thank you, Walt. That makes total sense. Smiley Happy

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 12 of 35
Anonymous
Not applicable

Re: 'Easiest' AMEX revolver to get

Whether or not Blue is easy to get, I'm positive Clear is even easier.

Message 13 of 35
fused
Moderator Emeritus

Re: 'Easiest' AMEX revolver to get


@Anonymous wrote:

 

Whether or not Blue is easy to get, I'm positive Clear is even easier.


Are you sure of that?Smiley Happy That wasn't the case in the past.

Message 14 of 35
Anonymous
Not applicable

Re: 'Easiest' AMEX revolver to get


@fused wrote:

@Anonymous wrote:

 

Whether or not Blue is easy to get, I'm positive Clear is even easier.


Are you sure of that?Smiley Happy That wasn't the case in the past.



 

No, I just assumed because BCE/BCP have a much better reward system than Clear.  I have a Clear and really want a BCE, but I don't want to apply until my util is below 10%. 

Message 15 of 35
tntexans72
Valued Contributor

Re: 'Easiest' AMEX revolver to get

Never had an Amex til this year. I apped for the Amex SPG and was instantly approved and they also allowed me a small balance trasnferred too. So I am thinking the Amex SPG is probably the easiest to obtain imo and it's my 1st amex on 1st apped. Also received a CLI after 60 days too! I love Amex...haha.

Message 16 of 35
LS2982
Mega Contributor

Re: 'Easiest' AMEX revolver to get


@lithium78 wrote:

Anybody know how hard it is to get a BoA Accelerated Rewards Amex?  I have a BoA Cash Rewards Visa right now, but I was thinking about going for their Amex too once my scores improve next year.


I'm pretty sure you need excellent credit for that particular card. At least 3+ yrs of CC history, 700 FICO.




EQ FICO 548 3/3/16
Message 17 of 35
CS800
Super Contributor

Re: 'Easiest' AMEX revolver to get

It seems wise to wait until the charge cards reach their 6 months.




Message 18 of 35
trumpet-205
Valued Contributor

Re: 'Easiest' AMEX revolver to get


@Anonymous wrote:

Whether or not Blue is easy to get, I'm positive Clear is even easier.


Clear is a no fee card (no late fee, no cash advance fee, no BT fee, etc), as such it is a much harder to get approved for one.

Message 19 of 35
Anonymous
Not applicable

Re: 'Easiest' AMEX revolver to get


@trumpet-205 wrote:

@Anonymous wrote:

Whether or not Blue is easy to get, I'm positive Clear is even easier.


Clear is a no fee card (no late fee, no cash advance fee, no BT fee, etc), as such it is a much harder to get approved for one.



Ah that's true.  I didn't think about the no-fee part of Clear.  I wish I had waited and apped for BCE instead of Clear.  Oh well.

Message 20 of 35
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