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They all have similar underwriting criteria. I thought you were going to wait until you apply again?
Everyday starts with a 500 limit, so guessing it might be the easiest?
@CreditCuriousity wrote:Everyday starts with a 500 limit, so guessing it might be the easiest?
Maybe but the OP needs to wait to apply for any card.
@Anonymous wrote:
@CreditCuriousity wrote:Everyday starts with a 500 limit, so guessing it might be the easiest?
Maybe but the OP needs to wait to apply for any card.
Yes he needs to wait. There is no "easier" Amex to get. As much as I know he doesn't want to hear this he needs to wait and seek advice here on how to move forward.
OP this forum is a great learning tool, but it can also be a bad thing if you get out of hand with your credit. Ask lots of questions and use all the knowledgable people here to help you start to build your credit and be on the road to a successful credit history. We all had to start out new and it can be hard at first but it is well worth it in the end when you don't have to worry about "being accepted" for new credit.
Best advice we can all give you at this point is to NOT APPLY for any new credit right now. Sorry if this sounds harsh I don't mean it to we are all here to help you
Edit: Looks like I misinterpreted. I thought you were new to credit but it looks like you have history (although maybe bad history?). We need more information about your history and scores to better be of help to you.
@Anonymous wrote:
@Anonymous wrote:
@CreditCuriousity wrote:Everyday starts with a 500 limit, so guessing it might be the easiest?
Maybe but the OP needs to wait to apply for any card.
Yes he needs to wait. There is no "easier" Amex to get. As much as I know he doesn't want to hear this he needs to wait and seek advice here on how to move forward.
OP this forum is a great learning tool, but it can also be a bad thing if you get out of hand with your credit. Ask lots of questions and use all the knowledgable people here to help you start to build your credit and be on the road to a successful credit history. We all had to start out new and it can be hard at first but it is well worth it in the end when you don't have to worry about "being accepted" for new credit.
Best advice we can all give you at this point is to NOT APPLY for any new credit right now. Sorry if this sounds harsh I don't mean it to we are all here to help you
Edit: Looks like I misinterpreted. I thought you were new to credit but it looks like you have history (although maybe bad history?). We need more information about your history and scores to better be of help to you.
He has a history, but it's a short one, only 5 months. He doesn't have any scores yet and he's been declined for his credit being too new and too many inquiries. He says the small amount of credit that he does have is good though.
OP, Irish has given you some really sound advice across multiple threads about waiting. If you were turned down for accounts being too new and your inquiries, waiting is really the best thing to do, that's the only way you can address those particular issues. Building credit is a marathon, not a sprint. It takes time, patience and perseverence. If you keep going at this rate, the creditors are going to keep saying the same things, and you're most likely going to keep being denied. If you do manage to eek out an approval, it probably won't be on the best terms. Please take the advice that you have been given and have some patience.
"Hey, I just got denied for this card, so I'm going to apply for another card with the same underwriting criteria. They'll approve me, right?"
That is essentially what you're saying OP. Think about it.
@jsucool76 wrote:"Hey, I just got denied for this card, so I'm going to apply for another card with the same underwriting criteria. They'll approve me, right?"
That is essentially what you're saying OP. Think about it.
OP you have some of the most brilliant minds in this entire forum giving you advice, I'd take it.
Play the waiting game with us. 11 more months and you'll be set. March 2016! You can do it!!