Easiest Barclays CC to get??

[Cadillac-XTS]

Hi all.

What is the easiest Barclays to get?

Thanks in Advance

[jsucool76]

From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?

[LS2982]

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@jsucool76 wrote:
From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?

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I agree, this is one of their close to sub-prime cards but getsyou in the door with them.

[Anonymous]

I just got the Rewards card, FICOs only about 650-660.

[TheConductor]

+1 Apple Financing.  A lot of the approvals come on recon, so call them up after you apply if it's not an instant approval.

Don't be afraid to ask for a larger limit than anything you currently have.  When I apped for mine I told the credit analyst I was planning to buy the latest top of the line Macbook Pro and asked for $5000.  They gave me $2000, but considering my highest limit at the time was $500, I considered that a solid win.

So they're pretty generous with credit lines, even if you don't get exactly what you ask for.

[Cadillac-XTS]

She is going to apply and see what happens.

[CruzImperial]

I would say the apple visa but only because of popularity among posters. I don't really know about their criteria.

[OptimasPrime]

Honestly, I don't think Barclays underwirting varies wildly from product to product. I would just pick the one you want and go for it.

They seem to be pretty good about recons from what I've read around here as well

[Cadillac-XTS]

She has like 6 baddies. 1 is a 17 k repo from 6 years ago and 5 which total about $550 all together..She really wants the Priceline card but afford of the baddies

[creditnocash]

does she need the card now? 

id wait until the repo falls off. 

and try to pfd or gw those collections. they still hurt after 5+ years but affect it less then they would of if they were brand new. 

edit: also does barclays have a preapproval site?