10-05-2012 04:31 PM
From how many approvals I've seen, probanly the apple financing Visa.
What are your scores, how are your reports? Any negs?
I agree, this is one of their close to sub-prime cards but getsyou in the door with them.
10-06-2012 07:49 AM
+1 Apple Financing. A lot of the approvals come on recon, so call them up after you apply if it's not an instant approval.
Don't be afraid to ask for a larger limit than anything you currently have. When I apped for mine I told the credit analyst I was planning to buy the latest top of the line Macbook Pro and asked for $5000. They gave me $2000, but considering my highest limit at the time was $500, I considered that a solid win.
So they're pretty generous with credit lines, even if you don't get exactly what you ask for.
10-06-2012 01:35 PM
I would say the apple visa but only because of popularity among posters. I don't really know about their criteria.
10-06-2012 01:42 PM
Honestly, I don't think Barclays underwirting varies wildly from product to product. I would just pick the one you want and go for it.
They seem to be pretty good about recons from what I've read around here as well
10-06-2012 01:58 PM - edited 10-06-2012 02:00 PM
does she need the card now?
id wait until the repo falls off.
and try to pfd or gw those collections. they still hurt after 5+ years but affect it less then they would of if they were brand new.
edit: also does barclays have a preapproval site?
|Current: Discover Fico 701 3/15 Walmart Fico 684 1/15|
Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
15% right now, but going up soon
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